Frozen embryo transfer (FET)
The thaw-and-transfer cycle that has become the default in US fertility care. Here is what it is, whether it works as well as a fresh transfer, what it actually costs, and the week-by-week timeline.
- Re-checked monthly · checked Nov 2, 2026
A frozen embryo transfer thaws an embryo frozen in an earlier cycle and places it in the uterus, separately from the egg retrieval. For most patients it gives a live-birth chance similar to a fresh transfer, and it lowers the risk of ovarian hyperstimulation. A standalone FET typically costs $4,000–$6,900, a fraction of a full stimulated cycle, and a medicated cycle takes about 2–3 weeks of active preparation. Most US embryo transfers are now frozen rather than fresh. The 67 US clinic websites that post a price for one frozen embryo transfer charge $2,294 to $9,900 (read on Nov 2, 2026), depending on what the price includes: some cover monitoring and medications, others only the thaw and the transfer.
What is a frozen embryo transfer?
The step that actually attempts pregnancy in a modern IVF cycle, run on its own schedule.
In IVF, stimulation and egg retrieval produce embryos in the lab. In a frozen embryo transfer, those embryos are cryopreserved and a single one is thawed and transferred in a later cycle, rather than transferred fresh in the same cycle as the retrieval. An embryo can be frozen for years and thawed when the timing is right, which is what makes a second or third attempt from one retrieval possible without stimulating again. Until then they sit in storage, which clinics bill by the year: what US clinics charge to store embryos.
This is now the default. Most US embryo transfers are frozen rather than fresh, a reversal from a decade ago, because freezing lets the body recover from stimulation before the lining receives an embryo, and modern fast-freezing (vitrification) preserves embryos with very little loss. A "freeze-all" cycle freezes every viable embryo and plans the transfer for a later, unstimulated cycle.
Is a frozen transfer as successful as a fresh one?
For most patients the two are close. The real answer depends on how you respond to stimulation, not on fresh versus frozen alone.
In randomized trials of women who ovulate normally, transferring the first embryo frozen produced live-birth rates similar to a fresh transfer. For the average patient, choosing frozen does not lower the chance of a baby. Source
When ovarian stimulation produces many eggs, freezing every embryo and transferring in a later cycle lowers the risk of ovarian hyperstimulation syndrome (OHSS) and can improve the cumulative chance of a live birth, because the uterine lining is not exposed to high stimulation hormones. Source
Freeze-all is not a universal upgrade. For some low responders a fresh transfer may give an equal or better chance, so the decision is individual to your diagnosis and how you respond to stimulation. Source
Frozen transfers are linked to a lower risk of preterm birth, low birth weight and small-for-gestational-age babies, but to a higher chance of larger-than-average babies (macrosomia and large for gestational age). The differences are modest and worth discussing with your clinic. Source
Whichever route you take, the number that moves outcomes most is age. National live-birth rates run from about 49.7% per intended egg retrieval under 35 to 7.7% over 40 (CDC, patients using their own eggs). See the full by-age and per-clinic breakdown, and why a "per transfer" rate looks higher than a per-retrieval one, on our success rates page.
How much does a frozen embryo transfer cost?
An FET is one of the cheapest steps in IVF, because it skips almost everything that makes a full cycle expensive.
In a modern freeze-all protocol this is the step that produces the pregnancy, not an optional extra. At many clinics a medicated or modified natural cycle adds several hundred to a thousand dollars in medications to the base transfer price. An FET is far cheaper than a full stimulated cycle because it skips the stimulation medications (about $5,000), the egg retrieval, anesthesia, and lab fertilization that make up most of the roughly $11,500 base cycle fee. If your embryos are already frozen from an earlier retrieval, the FET is the only cost of that attempt, which is why a freeze-all approach spreads the expense of one retrieval across several affordable transfers.
What US clinics post for a frozen embryo transfer
Read on Nov 2, 2026 on each clinic's own website: 67 clinic websites post a FET price, covering 96 clinic locations. Prices are never averaged or ranked, because one covers monitoring and medications and another only the transfer.
Frozen embryo transfer cost in Alaska (1 clinic)
- Katie Ostrom MDHomer
- Frozen embryo transfer: $3,300includes the thaw and the transfer; bloodwork, ultrasounds and medications not included
Frozen embryo transfer cost in Arizona (1 clinic)
- Frozen embryo transfer: $4,198medications not included; the clinic's estimate; for Arizona, from the price estimator on Pinnacle's own pricing page
Frozen embryo transfer cost in California (23 clinics)
- Alex Steinleitner, MDSan Luis Obispo
- Frozen embryo transfer: $5,500medications not included
- California Fertility PartnersLos Angeles
- Frozen embryo transfer: $6,000medications not included; the clinic's estimate; for California, from the price estimator on Pinnacle's own pricing page
- California IVF Fertility CenterSacramento
- Frozen embryo transfer cycle: $5,000medications not included
- CARE FertilityGlendale
- Frozen embryo transfer package: $3,950includes monitoring, ultrasounds, the thaw and the transfer; medications not included
- CCRM San FranciscoMenlo Park
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Embryo transfer cycle: $3,000 to $4,000medications not included; the clinic's estimate; listed apart from IVF
- Frozen embryo transfer: About $4,860includes monitoring, the transfer and the pregnancy test; medications not included
- Frozen embryo transfer: About $4,860includes monitoring, the transfer and the pregnancy test; medications not included
- LA/OC FertilityRedondo Beach
- Embryo transfer cycle: $3,000 to $4,000medications not included; the clinic's estimate; listed apart from IVF
- Labryo Fertility CenterNewport Beach
- Embryo transfer package (frozen cycle): $3,500 to $4,250includes the thaw, assisted hatching and the transfer; medications and monitoring not included; its page lists both $4,250 and $3,500 per frozen cycle without saying which applies
- Life IVF CenterIrvine
- Frozen embryo transfer (thaw and transfer): $2,950includes the thaw and the transfer; monitoring and medications not included; monitoring $850 and uterine-prep medications $500 to $1,500 more
- Embryo transfer cycle: $4,500 to $5,025medications and anesthesia not included; the clinic's estimate; listed apart from IVF
- Newport Fertility CenterNewport Beach
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Frozen embryo transfer, first: $5,300$4,300 for a second transfer, from $3,800 after that
- Nova In Vitro FertilizationMountain View
- Frozen embryo transfer cycle: $5,500medications not included
- Pacific Fertility CenterSan Francisco
- Frozen embryo transfer: $5,950includes monitoring, ultrasounds, the thaw and the transfer
- Embryo transfer cycle: $3,000 to $4,000medications not included; the clinic's estimate; listed apart from IVF
- San Diego Fertility CenterSan Diego
- Frozen embryo transfer cycle: $4,000 to $6,000the clinic's estimate; the top of its range is open-ended
- Spring Fertility-East BayOakland
- Frozen embryo transfer: $6,079 to $7,505includes the transfer; medications and anesthesia not included; the clinic's estimate; its California cash-pay estimate
- Spring Fertility-San FranciscoSan Francisco
- Frozen embryo transfer: $6,079 to $7,505includes the transfer; medications and anesthesia not included; the clinic's estimate; its California cash-pay estimate
- Spring Fertility-Silicon ValleySunnyvale
- Frozen embryo transfer: $6,079 to $7,505includes the transfer; medications and anesthesia not included; the clinic's estimate; its California cash-pay estimate
- UCSF Center for Reproductive HealthSan Francisco
- Frozen embryo transfer cycle: $4,000 to $6,000the clinic's estimate; medications about $1,000 to $1,500 more
- West Coast Fertility CenterFountain Valley
- Frozen embryo transfer: $2,995medications and anesthesia not included; assisted hatching included if needed; monitoring is a separate $995 package
Frozen embryo transfer cost in Colorado (4 clinics)
- CNY Fertility ColoradoColorado Springs
- Frozen embryo transfer, with medications and monitoring: About $2,294includes medications and monitoring; from its own cost guide
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Frozen embryo transfer cycle: $6,100includes monitoring, ultrasounds, bloodwork, the thaw and the transfer; medications not included; $5,937 paid by cash or check
- Rocky Mountain Fertility CenterEnglewood
- Frozen embryo transfer package: $4,950its Colorado price; medications and some lab fees may be extra
Frozen embryo transfer cost in Connecticut (1 clinic)
- Rejuvenating Fertility CenterWestport
- Frozen embryo transfer: $4,750includes the thaw and the transfer; monitoring and medications not included; monitoring at the clinic is $1,350 more; from its price list updated August 2026
Frozen embryo transfer cost in Delaware (1 clinic)
- RADfertilityNewark
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
Frozen embryo transfer cost in Florida (6 clinics)
- Assisted Fertility ProgramJacksonville
- Frozen embryo transfer: $4,000self-pay; assisted hatching $700 and anesthesia $500 extra
- Center for Reproductive MedicineWinter Park
- Frozen embryo transfer: $4,500 to $7,000includes monitoring, ultrasounds, the thaw and the transfer; medications not included
- Florida Institute for Reproductive MedicineJacksonville
- Frozen embryo transfer (medicated cycle): $4,481 to $5,774includes monitoring, the thaw and the transfer; anesthesia, assisted hatching and medications not included; medicated cycle; without insurance; anesthesia $550 and assisted hatching $800 if used
- Medications until the pregnancy test: About $600 to $2,500includes medications; medicated cycle; paid to the pharmacy
- IVFMDSouth Miami
- Frozen embryo transfer: $5,000 to $7,250includes monitoring, ultrasounds, bloodwork, the thaw and the transfer; medications not included
- Medicated frozen embryo transfer: $7,100includes monitoring, ultrasounds, bloodwork, the thaw, assisted hatching and the transfer; medications not included; medicated cycle; 2026 price; $5,680 under its 20% discount program
- Natural-cycle frozen embryo transfer: $7,500includes monitoring, ultrasounds, bloodwork, the thaw, assisted hatching and the transfer; medications not included; natural cycle; 2026 price; $6,000 under its 20% discount program
- Frozen embryo transfer: $5,000 to $7,000includes monitoring, ultrasounds, the thaw and the transfer; medications not included; price without insurance
Frozen embryo transfer cost in Georgia (2 clinics)
- Frozen embryo transfer cycle: $5,082medications, anesthesia and the pregnancy test not included; the clinic's estimate; self-pay case rate
- Frozen embryo transfer: From $5,750includes monitoring, ultrasounds, the thaw, the transfer and the pregnancy test; price without insurance
Frozen embryo transfer cost in Idaho (1 clinic)
- Frozen embryo transfer cycle: $3,350includes the thaw and the transfer; monitoring, medications and anesthesia not included; monitoring is billed on top, to insurance
- Medications for a frozen embryo transfer: About $1,500paid to the pharmacy
Frozen embryo transfer cost in Illinois (3 clinics)
- Frozen embryo transfer, with monitoring: $5,000includes monitoring; self-pay; medications not included
- Frozen embryo transfer: $4,500medications not included; the clinic's estimate; for Illinois (IHR), from the price estimator on Pinnacle's own pricing page
- The Advanced IVF InstituteNaperville
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
Frozen embryo transfer cost in Indiana (1 clinic)
- Indiana Fertility InstituteIndianapolis
- Frozen embryo transfer: $5,300 to $7,000includes monitoring, ultrasounds, the thaw and the transfer; price without insurance
Frozen embryo transfer cost in Massachusetts (1 clinic)
- CCRM BostonNewton
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
Frozen embryo transfer cost in Michigan (1 clinic)
- IVF Michigan Fertility CentersBloomfield Hills
- Frozen embryo transfer: $4,500medications not included; the clinic's estimate; for Michigan, from the price estimator on Pinnacle's own pricing page
Frozen embryo transfer cost in Minnesota (3 clinics)
- CCRM MinneapolisEdina
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Center for Reproductive MedicineMinneapolis
- Frozen embryo transfer: $6,483includes monitoring, the thaw and the transfer; medications not included; the clinic's estimate; $2,183 estimated monitoring plus $4,300 for the thaw and transfer
- Frozen embryo transfer: $5,475monitoring and medications not included; it estimates monitoring at $1,700 to $2,600 and medications at $2,000 to $3,500 more
Frozen embryo transfer cost in Nevada (1 clinic)
- Frozen embryo transfer cycle: $4,500 to $5,500anesthesia and medications not included; the clinic's estimate
Frozen embryo transfer cost in New Jersey (5 clinics)
- Frozen embryo transfer cycle: $3,950
- Frozen embryo transfer: $3,350includes the thaw and the transfer; monitoring and medications not included; includes embryo culture; from its fee schedule dated April 2023, which its pricing page links
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Frozen embryo transfer: $4,500includes the thaw and the transfer; monitoring and medications not included; its embryo freezing page lists a transfer as a $2,500 add-on
- Frozen embryo transfer: $5,250 to $7,000includes monitoring, ultrasounds, the thaw and the transfer
Frozen embryo transfer cost in New York (11 clinics)
- CCRM New YorkNew York
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Chelsea Fertility NYCNew York
- Frozen embryo transfer: $4,000medications not included
- CNY Fertility CenterSyracuse
- Frozen embryo transfer, with medications and monitoring: About $2,294includes medications and monitoring; from its own cost guide
- Extend FertilityNew York
- Frozen embryo transfer: $4,900
- Hudson Valley FertilityFishkill
- Frozen embryo transfer: $3,375includes the thaw and the transfer; monitoring, ultrasounds, bloodwork and medications not included; includes cycle management
- Neway MedicalNew York
- Frozen embryo transfer: From $5,000monitoring, medications and anesthesia not included; self-pay base price
- Frozen embryo transfer: From $5,500includes monitoring, ultrasounds, the thaw and the transfer; medications not included
- Frozen embryo transfer: $4,750includes the thaw and the transfer; monitoring and medications not included; monitoring at the clinic is $1,350 more; from its price list updated August 2026
- Spring Fertility-New YorkNew York
- Frozen embryo transfer: $5,579 to $6,888includes the transfer; medications and anesthesia not included; the clinic's estimate; its New York cash-pay estimate
- Strong Fertility CenterRochester
- Frozen embryo transfer cycle: $3,500includes ultrasounds, the thaw, the transfer and assisted hatching; medications and bloodwork not included; includes up to 4 ultrasounds
Frozen embryo transfer cost in North Carolina (1 clinic)
- Duke Fertility CenterMorrisville
- Frozen embryo transfer: $3,500 to $4,500the clinic's estimate; self-pay guide; outside fees may apply
Frozen embryo transfer cost in Pennsylvania (2 clinics)
- Frozen embryo transfer: From $4,950includes monitoring, ultrasounds, the thaw and the transfer
- Society Hill Reproductive MedicinePhiladelphia
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
Frozen embryo transfer cost in Tennessee (2 clinics)
- Frozen embryo transfer cycle: $4,600 to $7,000the clinic's estimate
- Tennessee Fertility InstituteFranklin
- Frozen embryo transfer: From $5,500includes monitoring, ultrasounds, the thaw and the transfer
Frozen embryo transfer cost in Texas (8 clinics)
- Aspire Fertility-AustinAustin
- Frozen embryo transfer: From $5,250includes monitoring, ultrasounds, the thaw and the transfer; medications not included; its Austin price
- Aspire Fertility-DallasAddison
- Frozen embryo transfer: From $4,975includes monitoring, ultrasounds, the thaw and the transfer; medications not included; its Dallas price
- Aspire Fertility-San AntonioSan Antonio
- Frozen embryo transfer: From $4,500includes monitoring, ultrasounds, the thaw and the transfer; medications not included; its San Antonio price
- CCRM Dallas-Fort WorthFrisco
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- CCRM HoustonHouston
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Frozen embryo transfer with a gestational carrier: $4,200includes monitoring, bloodwork, ultrasounds, the thaw, the transfer and the pregnancy test; includes screening of the carrier
- Houston Fertility InstituteHouston
- Frozen embryo transfer: From $5,250includes monitoring, ultrasounds, the thaw and the transfer; medications not included
- Pozitivf FertilitySan Antonio
- Programmed frozen embryo transfer, Essential: $3,495includes monitoring, ultrasounds, bloodwork, the thaw, the transfer and the pregnancy test; medications not included; medicated cycle; its price list page shows $2,995
- Programmed frozen embryo transfer, Plus (with medications): $3,995includes monitoring, ultrasounds, bloodwork, the thaw, the transfer, the pregnancy test and medications; medicated cycle; its price list page shows $3,495
Frozen embryo transfer cost in Utah (2 clinics)
- Frozen embryo transfer: $4,000includes ultrasounds, monitoring, bloodwork, the thaw and the transfer; medications and anesthesia not included
- Utah Fertility CenterPleasant Grove
- Frozen embryo transfer: $4,004medications and anesthesia not included
Frozen embryo transfer cost in Virginia (5 clinics)
- CCRM Northern VirginiaVienna
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Dominion FertilityArlington
- Frozen embryo transfer: $3,750medications not included; the clinic's estimate; for Virginia, from the price estimator on Pinnacle's own pricing page
- The New Hope Center for Reproductive MedicineVirginia Beach
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Virginia Fertility & IVFCharlottesville
- Frozen embryo transfer (programmed): $4,500includes bloodwork, ultrasounds, the thaw and the transfer; medicated cycle; medications about $700 to $1,000 more
- Natural-cycle frozen embryo transfer: $5,000includes bloodwork, ultrasounds, the thaw and the transfer; natural cycle; medications about $500 more
- Washington Fertility CenterAnnandale
- Frozen embryo transfer: $9,900includes monitoring, the thaw, assisted hatching and the transfer; medications about $690 to $1,000 more
Frozen embryo transfer cost in Washington (7 clinics)
- Olympia FertilityOlympia
- Clinic fee for each frozen embryo transfer: $2,500labs priced separately
- Overlake Reproductive HealthBellevue
- Frozen embryo transfer: $3,920 to $6,940the clinic's estimate; CCRM's network-wide price
- Frozen embryo transfer: $4,895 to $6,092medications not included; the clinic's estimate
- Poma FertilityKirkland
- Frozen embryo transfer: $4,300includes monitoring, ultrasounds and bloodwork; medications not included; $4,200 paid by eCheck
- Frozen embryo transfer: $3,910medications not included; the clinic's estimate; for western Washington, from the price estimator on Pinnacle's own pricing page
- SRM SpokaneSpokane Valley
- Frozen embryo transfer: $4,250a special price on its Spokane page ($4,600 before)
- Think FertilityBellevue
- Frozen embryo transfer: $3,945includes ultrasounds, the thaw and the transfer; assisted hatching and medications not included; includes cycle management
Frozen embryo transfer cost in Wisconsin (3 clinics)
- Aurora Health Care-Aurora Fertility Services, The Women's Center at Aurora BayCare Medical CenterGreen Bay
- Frozen embryo transfer package: $3,500 to $3,600includes bloodwork, ultrasounds, the thaw and the transfer; medications not included; self-pay price; $1,400 back if the cycle is cancelled before the transfer
- Frozen embryo transfer package: $3,500 to $3,600includes bloodwork, ultrasounds, the thaw and the transfer; medications not included; self-pay price; $1,400 back if the cycle is cancelled before the transfer
- Frozen embryo transfer cycle: $4,220includes monitoring, ultrasounds, bloodwork, the transfer and assisted hatching; medications and the pregnancy test not included; assisted hatching and extended culture included if ordered
A price counts only when the clinic's own website states it as its price. A general figure such as "an FET typically costs $3,000 to $5,000" does not, nor does an IVF package that merely includes a transfer, nor an old price list the site no longer links. A clinic missing here may still offer FET; ask for a written quote that says whether monitoring, medications and the thaw are included. Embryos also carry a yearly storage fee until they are used.
The frozen embryo transfer timeline
A medicated cycle takes about 2–3 weeks of active preparation, or roughly 6–8 weeks counting suppression. Exact timing depends on your protocol and how the lining responds.
- 1Cycle preparation and suppressionabout 3 to 4 weeks
Daily birth-control pills suppress the normal ovarian cycle so the transfer can be scheduled precisely, rather than around your natural cycle. Source
- 2Estrogen to build the liningabout 10 days
Estrogen thickens the uterine lining. In a typical protocol an ultrasound and bloodwork lining check, around day 10, confirms the lining has thickened and hormone levels are right before progesterone is added. Source
- 3Progesterone, then the transfertransfer 3 to 5 days after progesterone starts
Progesterone prepares the lining to accept an embryo and sets the transfer day. It starts 3 days before a cleavage-stage transfer or 5 days before a blastocyst transfer, and the thawed embryo is placed with a thin catheter in a quick, usually painless procedure that needs no anesthesia. Source
- 4Pregnancy testabout 10 to 14 days after transfer
A blood test measures hCG to confirm pregnancy. Progesterone support usually continues into early pregnancy (typically until 8 to 12 weeks) if the test is positive. Source
A natural-cycle FET skips most of this medication and times the transfer to your own ovulation, which suits patients with regular cycles. A medicated cycle trades more medication for precise scheduling and control.
Common questions about frozen embryo transfer
What is a frozen embryo transfer (FET)?
A frozen embryo transfer is a cycle in which an embryo created and frozen earlier, sometimes years before, is thawed and placed into the uterus. It is decoupled from the egg-retrieval cycle, so the stimulation, retrieval, and lab work happen once and any surplus embryos are cryopreserved for later transfers. Most US embryo transfers are now frozen rather than fresh, a shift from a decade ago when fresh transfers were standard.
Is a frozen embryo transfer as successful as a fresh one?
For most patients, yes: randomized trials in women who ovulate normally found similar live-birth rates whether the first embryo was transferred fresh or frozen. Freezing every embryo (a freeze-all cycle) lowers the risk of ovarian hyperstimulation and can improve outcomes for high responders, while for some low responders a fresh transfer may do as well or better. Success depends far more on age and diagnosis than on fresh versus frozen, so the choice is individual to your response to stimulation.
How much does a frozen embryo transfer cost?
A standalone frozen embryo transfer typically costs about $4,000 to $6,900, including roughly $400 to $1,500 in lining medications. That is a fraction of a full stimulated cycle, because an FET skips the stimulation medications (about $5,000), the egg retrieval, anesthesia, and lab fertilization that make up most of the roughly $11,500 base cycle fee. If your embryos are already frozen, the FET is the only cost of that attempt. The 67 US clinic websites that post a price for one frozen embryo transfer charge $2,294 to $9,900 (read on Nov 2, 2026), depending on what the price includes: some cover monitoring and medications, others only the thaw and the transfer.
How long does a frozen embryo transfer take?
A medicated FET cycle takes about 2 to 3 weeks of active preparation, or roughly 6 to 8 weeks counting the suppression phase. Estrogen builds the uterine lining for about 10 to 14 days, then progesterone starts and the thawed embryo is transferred around the sixth day of progesterone. A pregnancy blood test follows about 9 to 11 days after transfer. A natural-cycle FET uses far less medication and times the transfer to your own ovulation.
Why do most clinics freeze embryos now instead of a fresh transfer?
Because freezing lets the body recover from stimulation before the transfer, so the uterine lining is not exposed to high stimulation hormones, and because modern vitrification (fast-freezing) preserves embryos with very little loss. Freeze-all also removes the risk of ovarian hyperstimulation syndrome from a fresh transfer and lets clinics test embryos genetically before transferring. For most patients the live-birth chance is similar either way, which is why frozen has become the default.
Work out your real number
The full itemized cycle: base fees, real medication prices, and every add-on that lands on the bill.
National live-birth rates by age from CDC data, plus per-clinic rates and what the denominators mean.
The states that mandate IVF coverage, the loophole that denies it anyway, and how to check your own plan.