Pacific Fertility Center vs Reproductive Medicine Associates of Northern California
Two fertility clinics in the San Francisco area, about 1 mile apart. Their CDC live-birth rates at every patient age, what each posts for IVF and other treatments, refund programs and services, side by side and cited.
Pacific Fertility Center (San Francisco, CA) and Reproductive Medicine Associates of Northern California (San Francisco, CA) are fertility clinics in the San Francisco area, about 1 mile apart. For patients under 35, Pacific Fertility Center reported a live-birth rate of 39.6% per intended egg retrieval and Reproductive Medicine Associates of Northern California reported 53.0% (CDC data for 2022). Pacific Fertility Center posts an IVF price of $18,000 on its website. Reproductive Medicine Associates of Northern California posts no IVF price on its website. A higher rate can reflect who a clinic treats as much as how well it treats them, and posted prices cover different services, so read the terms below.
Success rates at every age
Each clinic's CDC live-birth rate per intended egg retrieval, for patients using their own eggs, in each age band (2022 data). Read the row for your age. A dash means the CDC reported no rate for that clinic at that age.
For patients under 35, Pacific Fertility Center reported a live-birth rate of 39.6% per intended egg retrieval and Reproductive Medicine Associates of Northern California reported 53.0% (CDC data for 2022). Pacific Fertility Center reported the higher rate for patients 35 to 37 and 38 to 40, and Reproductive Medicine Associates of Northern California for patients under 35 and over 40.
These are averages for each clinic's own patients, who differ in age, diagnosis and treatment history, so a higher rate can reflect who a clinic treats as much as how well it treats them. The CDC's own guidance says "comparisons between clinics should be made with caution", because clinics "have different patient populations or ART treatment methods". See how to read IVF success rates.
What each clinic posts on its website
Each amount is the clinic's own posted figure, linked to the page it was read on, with what it covers. The two clinics' amounts rarely cover the same services, so we never call one cheaper from posted prices: read the terms, then ask both for an itemized quote.
Pacific Fertility Center
IVF, as its website posts it
Pacific Fertility Center's San Francisco/Bay Area pricing lists IVF without PGT at $18,000 for patients without insurance. The amount includes ultrasounds and blood monitoring, anesthesia, egg retrieval, conventional insemination, embryo culture, embryo cryopreservation, and 1 year of embryo storage. Medications are not included. PGT is not included in this base price; the clinic separately lists IVF with PGT at $22,250 with a different bundle of included services. Additional services such as ICSI, PGT, donor sperm or eggs, and other specialized treatments may add charges. The clinic serves its San Francisco location at 55 Francisco Street, Suite 500, San Francisco, CA 94133, as well as other Bay Area locations.
Read Oct 4, 2026. Full terms on its page
Reproductive Medicine Associates of Northern California
Posts no IVF price on its website (read Oct 2, 2026). Its price comes from a quote, usually after a consultation.
Refund programs and multi-cycle packages
How IVF refund programs workPacific Fertility Center
- BUNDL Guard
100% of the program fee back if no live birth; covers up to 3 egg retrievals; medications included
Price not posted
- BUNDL 1+1
Unused prepaid cycles refunded after a live birth; covers up to 1 egg retrieval
Price not posted
Read Oct 6, 2026. Full terms on its page
Reproductive Medicine Associates of Northern California
- Fertility Access 100% Refund Program
100% of the program fee back if no live birth; covers up to 3 egg retrievals
Price not posted
- Fertility Access Multi-Cycle Discount Program
A multi-cycle package with no refund; covers up to 3 egg retrievals
Price not posted
- ARC Two-Cycle Plus and Three-Cycle Plus IVF Packages
A multi-cycle package with no refund; covers up to 3 egg retrievals
Price not posted
Read Oct 6, 2026. Full terms on its page
Egg freezing
What egg freezing costsReproductive Medicine Associates of Northern California
Posts no egg freezing price on its website (read Oct 4, 2026).
Frozen embryo transfer
What a frozen transfer costsPacific Fertility Center
Frozen embryo transfer
Includes monitoring, ultrasounds, the thaw and the transfer
Read Oct 10, 2026. Full terms on its page
Reproductive Medicine Associates of Northern California
No posted price we could confirm.
PGT (embryo genetic testing)
What PGT costsPacific Fertility Center
IVF with PGT
Includes embryo biopsy, freezing and a year of storage; medications not included
Read Oct 9, 2026. Full terms on its page
Reproductive Medicine Associates of Northern California
No posted price we could confirm.
Pacific Fertility Center
- $2,950a cycle
IUI procedure
Includes ultrasounds, sperm wash and insemination
Read Oct 8, 2026. Full terms on its page
Reproductive Medicine Associates of Northern California
Posts no IUI price on its website (read Oct 8, 2026).
Embryo and egg storage
What storage costsPacific Fertility Center
- IVF (without PGT), from $18,000
Includes the first year of storage
Medications not included
- Egg freezing, $9,750
Includes the first year of storage
Medications not included
Read Oct 10, 2026. Full terms on its page
Reproductive Medicine Associates of Northern California
No posted price we could confirm.
Reciprocal IVF
What reciprocal IVF costsPacific Fertility Center
Describes reciprocal IVF as one of its services, without a price (read Oct 11, 2026).
Reproductive Medicine Associates of Northern California
Describes reciprocal IVF as one of its services, without a price (read Oct 11, 2026).
If you are paying without insurance, ask each clinic for a Good Faith Estimate: an itemized list of expected charges it must give you within 3 business days of your request. Two itemized estimates are the only like-for-like price comparison. To see what your own plan would cost, use the IVF cost calculator.
What each clinic offers
From each clinic's own report to the CDC ART Services and Profile dataset. A field marked not reported was left blank in the CDC data.
Where they are, and what insurance must cover
Pacific Fertility Center is in San Francisco, CA and Reproductive Medicine Associates of Northern California is in San Francisco, CA, about 1 mile apart. Both are in the San Francisco metro area. Contact details come from the CDC and may have changed.
Pacific Fertility Center
55 Francisco St, Suite 500, San Francisco, CA 94133
- Phone
- (415) 834-3000
- Medical director
- Isabelle Ryan, MD
- CDC status
- Open
Reproductive Medicine Associates of Northern California
150 Spear St, Suite 500, San Francisco, CA 94105
- Phone
- (415) 603-6999
- Medical director
- Scott Morin, MD
- CDC status
- Open
Insurance law
- California: Must cover IVFYes, for many plans: California requires some fully-insured health plans to cover IVF. California's full answer
The law that applies follows your health plan, not the clinic you choose, and it does not reach self-funded employer plans. See what your insurer or employer covers.
Common questions about Pacific Fertility Center and Reproductive Medicine Associates of Northern California
Which has the higher IVF success rate, Pacific Fertility Center or Reproductive Medicine Associates of Northern California?
For patients under 35, Pacific Fertility Center reported a live-birth rate of 39.6% per intended egg retrieval and Reproductive Medicine Associates of Northern California reported 53.0% (CDC data for 2022). Pacific Fertility Center reported the higher rate for patients 35 to 37 and 38 to 40, and Reproductive Medicine Associates of Northern California for patients under 35 and over 40. These are averages for each clinic's own patients, who differ in age, diagnosis and treatment history, so a higher rate can reflect who a clinic treats as much as how well it treats them.
How much does IVF cost at Pacific Fertility Center compared with Reproductive Medicine Associates of Northern California?
Pacific Fertility Center's website posts $18,000 for IVF (read Oct 4, 2026). Reproductive Medicine Associates of Northern California posts no IVF price on its website (read Oct 2, 2026), so its price comes from a quote. A posted price is a starting point: medications, monitoring, anesthesia, embryo freezing and a frozen transfer are often billed separately. If you are paying without insurance, ask each clinic for a Good Faith Estimate: an itemized list of expected charges it must give you within 3 business days of your request.
Do Pacific Fertility Center and Reproductive Medicine Associates of Northern California offer IVF refund programs?
Pacific Fertility Center offers a program that returns money if treatment fails, and Reproductive Medicine Associates of Northern California offers a program that returns money if treatment fails (each clinic's own website, read on Oct 6, 2026). Before you sign up for any program, ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.
Which is the larger clinic, Pacific Fertility Center or Reproductive Medicine Associates of Northern California?
Reproductive Medicine Associates of Northern California is the larger clinic: it reported 1,047 cycles to the CDC and Pacific Fertility Center reported 487, about 2.1 times as many. Cycle volume shows how busy a clinic is, not how good it is.
How far apart are Pacific Fertility Center and Reproductive Medicine Associates of Northern California?
Pacific Fertility Center is in San Francisco, CA and Reproductive Medicine Associates of Northern California is in San Francisco, CA, about 1 mile apart. Both are in the San Francisco metro area.
Does insurance cover IVF at Pacific Fertility Center and Reproductive Medicine Associates of Northern California?
Yes, for many plans: California requires some fully-insured health plans to cover IVF. Under SB 729, large-group fully-insured plans (more than 100 employees) must cover infertility diagnosis and treatment, including up to three completed egg retrievals with unlimited embryo transfers. Small-group plans only have to offer infertility coverage, and the state employees' plan (CalPERS) follows from July 1, 2027. Fertility preservation: Fertility preservation is a covered basic health service when a covered treatment may cause infertility (all plans except Medi-Cal and self-insured plans). State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF.