IVF charts and infographics
69 charts built from the same cited data as the rest of this site, on success rates (including clinic by clinic, state by state), costs and paying for treatment (including which clinics post a price, state by state), and every step of the process. Save them, pin them, print them or embed them, free under CC BY 4.0.
Success rates and your odds
What the national data says about the chance of a baby, by age and by treatment.
IVF success rates by age
In 2022, the share of intended egg retrievals that ended in a live birth was 49.7% under 35, 36.3% at 35 to 37, 23.1% at 38 to 40 and 7.7% over 40 (CDC ART National Summary, patients using their own eggs). That is about half under 35 and about 1 in 13 over 40. These are national averages, not a prediction for any one person.
Source: CDC ART 2022 National Summary
Success rates for every US clinic
AMH levels by age
In a 2025 study of 22,920 women, median AMH was 3.3 ng/mL at 25, 2.5 at 30, 1.4 at 35, 0.5 at 40 and 0.1 at 45, with a wide normal range at every age. The median drops below 1.2 ng/mL, a common research cutoff for low ovarian reserve, by about age 36. AMH estimates how many eggs remain; it does not measure egg quality or the chance of conceiving naturally.
Sources: Aslan et al., age-stratified AMH nomogram (22,920 women), Front Endocrinol 2025; ASRM Practice Committee, Testing and interpreting measures of ovarian reserve (2020); Steiner et al., biomarkers of ovarian reserve and infertility, JAMA 2017;318(14):1367-1376
What your AMH result means
How many eggs to freeze, by age
A peer-reviewed counseling model puts the number of mature eggs to freeze for a good chance of one live birth at 15 to 20 eggs under 38 (about 75%), 25 to 30 eggs at 38 to 40 (about 70%) and 30 or more eggs over 40 (up to about 50%). About 90% of vitrified eggs survive the thaw, and one freezing cycle costs about $10,000 to $20,000 all in.
Sources: Elective oocyte cryopreservation for age-related fertility decline (review of the Goldman et al. 2017 counseling model); Center for Reproduction: Egg Freezing Cost
Egg freezing cost and process
IUI vs IVF: cost and odds per cycle
One IUI cycle costs about $500 to $4,000+, depending on the medication, against about $23,000 to $30,000 for an all-in IVF cycle. A medicated IUI with a good prognosis succeeds about 15–20% under 35 and 5% or less over 40 per cycle, while 49.7% under 35 and 7.7% over 40 of intended IVF egg retrievals ended in a live birth (CDC 2022). About 88% of IUI successes come within the first 3 cycles, which is why specialists often suggest IVF after 3 to 4 failed medicated IUI cycles.
Sources: Center for Reproduction (IUI cost breakdown); CNY Fertility (IUI success rates by age, diagnosis and cycle); CDC ART 2022 National Summary; IVF cost calculator (itemized, cited prices)
IUI cost and success, compared with IVFClinic success rates, state by state
The largest clinics in each state, with their CDC live-birth rate at every age next to the US average.
Costs, coverage and paying for it
What treatment really costs, which extras are worth paying for, and where the money can come from.
What one IVF cycle really costs
A base IVF cycle is typically quoted around $11,500, but medications, anesthesia, embryo freezing and a frozen transfer bring one cycle to about $23,000 to $30,000 all in. The average patient does 2.3 to 2.7 cycles, about $40,000 to $60,000 in total.
Sources: Center for Reproduction, Carrot Fertility (composite); Carrot Fertility; Center for Reproduction; ovu; CNY Fertility; FertilityIQ, costs of IVF
Estimate your own IVF cost
How many IVF clinics post their prices?
We looked for a published IVF price for 452 US fertility clinic locations: 141 (31%, about 1 in 3) post one, 288 do not and quote on request, and 23 were unclear. Locations in the same network can share one price page, and posted prices include different services, so compare the terms, not only the number.
Source: IVFcost.co check of US fertility clinic websites
Every published IVF price, with terms
Which IVF add-ons actually work?
The UK fertility regulator, the HFEA, rates 16 add-ons, and none is rated as improving the chance of a baby for most patients: on its list, 5 red, 2 black, 6 grey and 3 amber. Its green ratings for other outcomes: PGT-A, for reducing the chance of miscarriage; elective freeze-all cycles, for reducing the risk of ovarian hyperstimulation syndrome (OHSS). In the US these extras are routine anyway: in 2022, ICSI was used in 82.0% of embryo transfers for patients under 35, while male-factor infertility was a reason in 28.0% of IVF cycles (CDC).
Sources: HFEA, Treatment add-ons with limited evidence (last reviewed 18 September 2026); HFEA statement on a new study into fertility treatment add-ons (24 June 2026)
What each add-on costs, and what the trials found
What donor egg IVF costs
Donor egg IVF with frozen eggs from a bank typically costs $23,250 to $40,000 all in, most of it for the cohort of 6 to 8 eggs ($17,900 to $24,500). A fresh cycle with a donor runs $35,000 to $65,000, led by donor compensation and screening ($10,000 to $20,000) and egg retrieval and IVF lab fees ($10,000 to $15,000). About 53.5% of fresh donor-egg transfers end in a live birth, largely regardless of the recipient's age (ASRM).
Sources: US egg banks' and clinics' posted prices, compared on IVFcost.co; Advanced Fertility Center of Chicago: frozen donor eggs cost; Spring Fertility: donor eggs; Illume Fertility: How much does working with an egg donor cost (itemized breakdown); CNY Fertility: IVF and donor-egg package pricing; ASRM ReproductiveFacts: Egg Donation (patient fact sheet)
Donor egg IVF cost, success and process
Which states require insurance to cover IVF?
14 states plus DC require fully-insured health plans to cover IVF: Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Hawaii, Illinois, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York and Rhode Island (in California, Colorado and New York, large-group plans only). A broader 25 states have some infertility-coverage law. A state mandate cannot reach a self-funded (ERISA) plan, and 67% of covered US workers are in one, so ask your employer whether your plan is fully-insured or self-funded.
Sources: RESOLVE Insurance Coverage by State; RESOLVE 2026 Legislative Wrap-Up; KFF 2025 Employer Health Benefits Survey
Does insurance cover IVF? How to check your plan
How to pay for IVF
When insurance does not cover IVF, four routes remain, and they usually work best in this order: national grants (6 programs publish their terms, with awards up to $20,000 and a $30 to $100 fee to apply), pre-tax HSA and FSA dollars (IVF is a qualified medical expense under IRS Publication 502, and itemized medical costs above 7.5% of adjusted gross income may be deductible), a refund program (one flat $16,000 to $39,900 for more than one cycle where a clinic posts its price, with a partial or full refund if there is no live birth), and a fertility loan (8 lenders publish terms, with rates from 3.99%). Grants are competitive, so never count one as income.
Sources: RESOLVE: financing programs for fertility treatment; IRS Publication 502; Shady Grove Fertility refund programs
Grants, refund programs, loans and pre-tax dollars
What surrogacy costs in the US
Gestational surrogacy through a US agency typically costs $150,000 to $200,000: 8 of the 10 agencies we checked publish a price in that range, and 6 of the prices leave IVF out ($145,000 to $197,500 before it). The largest lines are carrier base compensation (first journey) ($48,000 to $80,000) and IVF to create and transfer embryos (your own eggs) ($14,900 to $59,900), each from the agencies' own fee schedules.
Sources: Circle Surrogacy: surrogacy cost and cost sheet; ConceiveAbilities: surrogacy cost and fees; Northwest Surrogacy Center: cost of surrogacy; Klein Fertility Law: surrogacy lawyer fees; SeedTrust Escrow: fees for intended parents
Surrogacy cost: agencies' prices side by side
What surrogates get paid, agency by agency
US agencies publish $45k to $106k+ for a surrogate's first journey (19 agencies, each figure from its own website), before the payments on top that each agency lists separately.
Source: IVFcost.co surrogate pay (each agency's own published figure)
What each agency pays a surrogate
What egg donors get paid, agency by agency
US agencies publish $7k to $25k for a egg donor's first journey (12 agencies, each figure from its own website), before the payments on top that each agency lists separately.
Source: IVFcost.co egg donor pay (each agency's own published figure)
What each agency and egg bank pays an egg donor
What fertility counseling costs
A session with a fertility therapist runs $150 to $295 in the rates practices post, and online therapy $69 to $109 a week self-pay. Donor and surrogacy journeys add a required evaluation: $400 to $800 for a donor, $600 to $950 for a gestational carrier. RESOLVE's peer-led support groups are free.
Source: IVFcost.co fertility counseling cost (each practice's and service's own prices)
What fertility counseling costs, in each source's words
What losing weight before IVF costs a month
The lowest monthly self-pay prices sellers post for semaglutide and tirzepatide, from $39 first month, then $165/mo (HealthRX) up; brand-name pens and pills from the makers' own pharmacies cost more than compounded versions, which are not FDA-approved. Both medicines' labels advise stopping before a planned pregnancy.
Source: IVFcost.co BMI for IVF (each seller's own published price)
Each clinic's BMI limit, and what losing weight first costsWhich clinics post a price, state by state
How many of each state's clinic locations publish what IVF costs, next to the US figure, and which clinics they are.
The process and timeline
Every step of a cycle and how long it takes, from the first injection to the due date.
The IVF process, step by step
One fresh IVF cycle takes about 4 to 6 weeks from the first injection to the pregnancy test: ovarian stimulation, the trigger shot, egg retrieval, fertilization, embryo growth and grading, embryo transfer, the wait, and the pregnancy test. Genetic testing is optional and adds about 1 to 2 weeks, and a frozen transfer moves the transfer to a later cycle.
Sources: NICHD (NIH), What is Assisted Reproductive Technology?; ASRM ReproductiveFacts, In Vitro Fertilization (IVF)
Every IVF step, explained
Your IVF due date
IVF dates a pregnancy from the known day of fertilization: a due date is 266 days after fertilization, so it is the transfer date plus 266 days minus the embryo's age: 261 days after a day 5 blastocyst transfer, 263 days after a day 3 embryo transfer, 260 days after a day 6 blastocyst transfer, 266 days after the egg retrieval date, 266 days after an IUI date. A day 5 transfer on March 1 gives a due date of November 17.
Sources: ACOG: Methods for Estimating the Due Date; ACOG Committee Opinion #579: Definition of Term Pregnancy
IVF due date calculator
Frozen embryo transfer (FET) timeline
A medicated frozen embryo transfer (FET) takes about 2 to 3 weeks of active preparation: cycle preparation and suppression (about 3 to 4 weeks), estrogen to build the lining (about 10 days), progesterone, then the transfer (transfer 3 to 5 days after progesterone starts) and pregnancy test (about 10 to 14 days after transfer). One FET typically costs about $4,000 to $6,900. A natural-cycle FET skips most of this medication and times the transfer to your own ovulation, which suits patients with regular cycles. A medicated cycle trades more medication for precise scheduling and control.
Sources: Shady Grove Fertility: Frozen Embryo Transfer (FET); CNY Fertility: Frozen Embryo Transfer Timeline; CNY Fertility, frozen embryo transfer cost
FET cost, success and timeline
IVF medications, step by step
An IVF cycle uses medications in 4 stages: ovarian stimulation (Gonal-f, Follistim, Menopur), preventing early ovulation (Ganirelix, Cetrotide, Lupron), trigger (Ovidrel, hCG) and luteal support and transfer prep (Progesterone, Estradiol). Your clinic chooses the drugs and the doses; this shows what each one is for and how it is given, not how to take it.
Sources: IVFcost.co guide to IVF medications; openFDA structured product labels
Every IVF medication, with its FDA label and cost
How to read an embryo grade
An embryo grade like 4AA has three parts: the number (1 to 6) is how far the blastocyst has expanded, the first letter grades the inner cell mass that becomes the baby, and the second the trophectoderm that becomes the placenta. In the largest study of grades and births (Zou 2023, 10,964 single blastocyst transfers), 44.4% of AA, AB, BA blastocysts, 38.6% of BB blastocysts, about 33% of AC, CA, BC blastocysts, 24.6% of CB blastocysts, 13.7% of CC blastocysts led to a live birth. A grade reads how an embryo looks, not its chromosomes.
Sources: IVFcost.co embryo grade decoder; Gardner DK, Lane M, Stevens J, Schlenker T, Schoolcraft WB. Blastocyst score affects implantation and pregnancy outcome: towards a single blastocyst transfer. Fertil Steril 2000;73(6):1155-8; Zou H, Kemper JM, Hammond ER, et al. Blastocyst quality and reproductive and perinatal outcomes: a multinational multicentre observational study. Hum Reprod 2023;38(12):2391-2399
Decode any embryo grade, with live birth by grade
PCOS fertility treatment, step by step
With PCOS, the 2023 international guideline starts fertility treatment with letrozole, a pill taken early in the cycle, ahead of Clomid; injectable gonadotrophins or ovarian surgery come second, and IVF after those, with a protocol that limits the higher risk of ovarian hyperstimulation. Clinics post $1,150 to $3,250 for a monitored cycle or IUI.
Sources: 2023 International PCOS Guideline (Teede et al., Human Reproduction 2023; Monash, ESHRE, ASRM); IVFcost.co PCOS fertility treatment cost (clinics' own prices)
What PCOS fertility treatment costs, step by step
BMI limits for IVF, clinic by clinic
Of 21 US clinics whose own pages state a BMI limit for IVF, 15 set it at 40 or below and 40 is the most common, from 31 at Bay IVF to 60 at Brigham and Women's Hospital. ASRM endorses no society-wide cutoff: clinics set their own for the safety of the sedation at egg retrieval.
Sources: IVFcost.co BMI for IVF (each clinic's own page, quoted); ASRM Practice Committee, Obesity and reproduction (2021)
Each clinic's own BMI limit, and what losing weight first costsUsing these charts
Every chart is free to share, print, pin or embed under CC BY 4.0. Credit IVFcost.co with a link to the page the chart comes from; the embed code includes that credit for you. The charts are drawn from live data, so each one updates when its source does: a new CDC national release, a re-verified price, or another clinic reached by our price check.
New charts are added as the site grows. Follow them by RSS: IVF Success Rates, IVF Costs and Budgeting, IVF Process and Timeline, or every chart.
These are population figures for planning and comparison, not medical advice. For your own situation, talk with your clinician, and read the full context on each chart's source page.