Our data

Every dataset behind IVFcost.co

Each number on this site comes from one of these datasets, and each dataset from the sources listed under it: a clinic's own price page, the CDC, an insurer's own policy document. Here is what each one holds, how it stays current, and the day we last read it at its sources.

43datasets
7updated by scheduled jobs
36re-read by our research
43 of 43within their schedule
Oct 29, 2026latest reading

How the data stays current

Scheduled jobs

Public sources with an official feed (the CDC, ClinicalTrials.gov, the FDA, CMS, the NIH, journals) are read by scheduled jobs on the source's own rhythm: news every day, the rest every week. The pages built on them update by themselves when the source changes.

A daily price check

Every IVF price a clinic posts is re-read on the clinic's own page about every other day, to confirm the amount is still there. A price the clinic changed or removed is flagged and read again, and the change is kept with its date.

Research re-reads

Data with no feed (prices, coverage documents, grant dates, agency pay) is read record by record at each record's own source, on the schedule below: monthly for prices and offers, quarterly for coverage documents, yearly for settled clinical facts. The ones past their schedule are read first.

What changed in fertility care (clinic closures, new names, grant rounds opening and closing) is logged day by day on News. The posted clinic prices can be downloaded as a free open dataset, archived with a DOI. How we judge sources is on Methodology.

What IVF costs

What will treatment cost, line by line and clinic by clinic? Start at IVF costs

Clinics and success rates

Which clinics are near me, and how do their results compare at my age? Start at Clinic directory

Insurance and coverage

Will my state, insurer or employer pay for any of it? Start at Insurance

  • State IVF insurance laws

    Within its schedule

    Which states require some health plans to cover IVF or fertility preservation, and what each law covers.

    Holds now
    51 states
    Last read at its sources
    · re-checked every two months
    How it stays current
    Read in each state's statute and RESOLVE's state pages; re-read every two months.
    How often the source changes
    Laws pass in legislative sessions and mostly take effect on January 1
    Sources
    RESOLVE: insurance coverage by stateEach state's own statute
    Shown on
    Insuranceevery insurer pageevery state pageevery clinic pageIVF costsIVF cost calculator
    Explained in
    How Many US Fertility Clinics Post IVF Prices? (2026)How Much Does IVF Cost? The 2026 Breakdown

  • What US insurers and public programs say about IVF

    Within its schedule

    What each large insurer and public program (TRICARE, VA, Medicaid, Medicare, federal employee plans) says about IVF in its own current documents.

    Holds now
    83 insurers and programs
    Last read at its sources
    · re-checked quarterly
    How it stays current
    Read in each insurer's own policy documents; re-read quarterly.
    How often the source changes
    Medical policies are revised once or twice a year
    Sources
    Each insurer's own coverage documents
    Shown on
    every insurer pageInsuranceevery clinic pageevery state page

  • Companies that cover IVF

    Within its schedule

    What large US employers publish on their own pages about covering IVF for their employees.

    Holds now
    57 employers
    Last read at its sources
    · re-checked quarterly
    How it stays current
    Read on each employer's own benefit pages; re-read quarterly.
    How often the source changes
    Benefits change once a year, at open enrollment
    Sources
    Each employer's own benefit pages
    Shown on
    Companies that cover ivfevery employer pageInsuranceFertility benefits

  • Fertility benefit companies

    Within its schedule

    How Progyny, Carrot, Maven, WINFertility and Kindbody run an employer's fertility benefit, in their own words.

    Holds now
    5 companies
    Last read at its sources
    · re-checked quarterly
    How it stays current
    Read on each company's own pages; re-read quarterly.
    How often the source changes
    Programs change a few times a year
    Sources
    Each benefit company's own pages
    Shown on
    Fertility benefitsevery benefit company page

Paying for IVF

If insurance does not, how do people pay: grants, loans, refund programs? Start at Paying for IVF

  • IVF grants and their application windows

    Within its schedule

    Every US fertility grant program we could verify, with the application dates it posts.

    Holds now
    23 grant programs
    Last read at its sources
    · re-checked monthly
    How it stays current
    Read on each program's own site; dates re-read monthly, and the /news log marks each round opening and closing on its own day.
    How often the source changes
    Grant rounds open and close several times a year
    Sources
    Each grant program's own site
    Shown on
    Ivf grantsevery grant pagePaying for IVFNews

  • IVF lenders

    Within its schedule

    Every lender a family can borrow from for IVF, with the rates, terms and amounts it publishes.

    Holds now
    17 lenders
    Last read at its sources
    · re-checked monthly
    How it stays current
    Read on each lender's own pages; re-read monthly.
    How often the source changes
    Lenders change rates with the market, often monthly
    Sources
    Each lender's own pages
    Shown on
    Ivf loansevery lender pagePaying for IVF
    Explained in
    IVF Financing: Which Lenders US Clinics Use (2026)

  • Which lenders each clinic uses

    Within its schedule

    The financing companies each clinic or network names on its own site, and payment plans it runs itself.

    Holds now
    225 clinics and networks
    Last read at its sources
    · re-checked monthly
    How it stays current
    Read on each clinic's financing page; re-read monthly.
    How often the source changes
    Clinics change financing partners a few times a year
    Sources
    Each clinic's own website (linked from its record)
    Shown on
    every clinic pageIvf loansevery lender page
    Explained in
    IVF Financing: Which Lenders US Clinics Use (2026)

  • IVF refund and multi-cycle programs

    Within its schedule

    Which clinics offer money back if treatment fails, or multi-cycle packages, from each clinic's current website.

    Holds now
    197 clinics with a program
    Last read at its sources
    · re-checked monthly
    How it stays current
    A census of every CDC-reporting clinic's website; re-read monthly.
    How often the source changes
    Clinics change programs a few times a year
    Sources
    Each clinic's own website (linked from its record)
    Shown on
    Paying for IVFevery clinic pageevery city pageevery state pageevery clinic comparison
    Explained in
    IVF Refund Programs: Every US Clinic That Offers One (2026)

  • Ways to pay for IVF

    Within its schedule

    How families pay when insurance does not: tax rules, HSA and FSA use, employer benefits and financing, each cited.

    Last read at its sources
    · re-checked quarterly
    How it stays current
    Each figure cited to its primary source; re-read quarterly.
    How often the source changes
    Tax limits change yearly; programs a few times a year
    Sources
    IRS, program and lender pages cited line by line
    Shown on
    Paying for IVF

Donors and surrogacy

What do donor eggs, donor sperm and a surrogate cost, and what are donors paid? Start at Surrogacy cost

  • Surrogacy agency prices

    Within its schedule

    What each surrogacy agency posts its total program cost to be, and what each cost line covers.

    Holds now
    10 agencies
    Last read at its sources
    · re-checked monthly
    How it stays current
    Read on each agency's own price page; re-read monthly.
    How often the source changes
    Agencies revise fees a few times a year
    Sources
    Each agency's own price page
    Shown on
    every surrogacy agency pageSurrogacy cost

  • Surrogacy cost, line by line

    Within its schedule

    What each part of a US gestational surrogacy costs: agency fee, the carrier's base pay, legal, insurance, IVF and medical.

    Holds now
    7 cost lines
    Last read at its sources
    · re-checked quarterly
    How it stays current
    Each line cited to its published source; re-read quarterly.
    How often the source changes
    Cost surveys and agency fee ranges update a few times a year
    Sources
    The agencies and cost sources cited on the page
    Shown on
    Surrogacy cost

  • What surrogates and donors are paid

    Within its schedule

    What agencies, egg banks and sperm banks publish they pay surrogates, egg donors and sperm donors.

    Holds now
    38 agencies and banks
    Last read at its sources
    · re-checked monthly
    How it stays current
    Read on each agency's and bank's own page; re-read monthly.
    How often the source changes
    Agencies raise posted pay a few times a year
    Sources
    Each agency's and bank's own page
    Shown on
    Surrogate payevery agency pay pagesurrogate pay by stateEgg donor payevery egg donor pay pageSperm donor payevery sperm donor pay page

  • Surrogate requirements by agency

    Within its schedule

    What each agency asks of a gestational surrogate: age, BMI, prior births, C-sections and more.

    Holds now
    19 agencies
    Last read at its sources
    · re-checked quarterly
    How it stays current
    Read on each agency's own requirement page; re-read quarterly.
    How often the source changes
    Requirements change rarely
    Sources
    Each agency's own requirement page
    Shown on
    Surrogate requirementsevery requirement question

  • Egg bank and egg donor agency prices

    Within its schedule

    What egg banks and donor agencies post for frozen donor eggs and a fresh donor cycle.

    Holds now
    10 egg banks
    Last read at its sources
    · re-checked monthly
    How it stays current
    Read on each bank's own price page; re-read monthly.
    How often the source changes
    Banks revise prices a few times a year
    Sources
    Each egg bank's own price page
    Shown on
    Egg donor costevery egg bank pageDonor egg ivf

  • Sperm bank prices

    Within its schedule

    What each US sperm bank posts per vial, for shipping and storage.

    Holds now
    15 sperm banks
    Last read at its sources
    · re-checked monthly
    How it stays current
    Read on each bank's own price page; re-read monthly.
    How often the source changes
    Banks revise prices about once a year
    Sources
    Each sperm bank's own price page
    Shown on
    Donor sperm costevery sperm bank pageIuiReciprocal ivf cost

  • Reciprocal IVF prices

    Within its schedule

    What clinics post for reciprocal IVF (one partner's eggs, the other partner carries).

    Holds now
    9 price lists
    Last read at its sources
    · re-checked monthly
    How it stays current
    Read on each clinic's own page; re-read monthly.
    How often the source changes
    Clinics change posted prices a few times a year
    Sources
    Each clinic's own website (linked from its record)
    Shown on
    Reciprocal ivf costevery clinic pageevery city pageevery state pageevery clinic comparison

Fertility basics

What happens in a cycle, and what do my test results and embryo grades mean? Start at Ivf process

  • Egg freezing: cost, eggs needed by age, and timeline

    Within its schedule

    What an egg freezing cycle costs all in, how many eggs to freeze at each age, and how a cycle runs.

    Last read at its sources
    · re-checked quarterly
    How it stays current
    Each figure cited to ASRM, SART and published studies; re-read quarterly.
    How often the source changes
    Guidance and cost surveys update yearly
    Sources
    ASRM, SART and the studies cited on the page
    Shown on
    Egg freezingegg freezing cost by city
    Explained in
    Egg Freezing Cost in 2026: What 112 US Clinics Post

  • Frozen embryo transfer: success, cost and timeline

    Within its schedule

    How frozen and fresh transfers compare, what a frozen transfer costs, and how it runs.

    Last read at its sources
    · re-checked quarterly
    How it stays current
    Each figure cited to the studies and sources on the page; re-read quarterly.
    How often the source changes
    New trials publish a few times a year
    Sources
    The trials and society guidance cited on the page
    Shown on
    Fet

  • IUI: success by age, protocols and cost

    Within its schedule

    IUI success by age and protocol, and what each part of an IUI cycle costs.

    Last read at its sources
    · re-checked quarterly
    How it stays current
    Each figure cited to the studies on the page; re-read quarterly.
    How often the source changes
    New studies publish a few times a year
    Sources
    The studies cited on the page
    Shown on
    IuiIUI cost by city

  • AMH levels by age

    Within its schedule

    AMH percentiles by age, and what ovarian reserve tests do and do not predict.

    Holds now
    5 age points
    Last read at its sources
    · reviewed twice a year
    How it stays current
    Read from the large published studies; reviewed twice a year.
    How often the source changes
    Settled science; a new large study every few years
    Sources
    The published AMH studies cited on the page
    Shown on
    Amh levels by age
    Explained in
    FSH Levels by Age: What Your Result Means for IVF

  • Embryo grading and what grades predict

    Within its schedule

    What a blastocyst grade like 4AA means, and what large studies found a grade does and does not predict.

    Holds now
    4 study findings
    Last read at its sources
    · reviewed yearly
    How it stays current
    Read from the papers themselves; reviewed yearly.
    How often the source changes
    Settled science; a new large study every few years
    Sources
    The studies cited on the page
    Shown on
    Embryo grading

  • The IVF process, step by step

    Within its schedule

    What happens in each stage of a cycle and how long it takes.

    Holds now
    8 stages
    Last read at its sources
    · reviewed twice a year
    How it stays current
    Cited to society guidance; reviewed twice a year.
    How often the source changes
    Settled practice
    Sources
    ASRM and the sources cited on the page
    Shown on
    Ivf process

  • IVF add-ons: cost, use and evidence

    Within its schedule

    What each optional extra costs, how often US clinics use it, and what the evidence says it does.

    Holds now
    7 add-ons
    Last read at its sources
    · reviewed twice a year
    How it stays current
    Cited to the HFEA ratings and the studies on the page; reviewed twice a year.
    How often the source changes
    The HFEA re-reviews its ratings about once a year
    Sources
    HFEA treatment add-ons ratings
    Shown on
    Ivf add onsIvf processPgt cost
    Explained in
    How Much Does IVF Cost? The 2026 Breakdown

  • IVF due date rules

    Within its schedule

    The clinical constants an IVF due date is computed from (transfer day and embryo age), and the term definitions.

    Last read at its sources
    · reviewed yearly
    How it stays current
    Cited to ACOG and ASRM; reviewed yearly.
    How often the source changes
    Changes only when ACOG revises its guidance
    Sources
    ACOG Committee Opinion 579 and ASRM
    Shown on
    IVF due date calculator

Research and news

What changed in fertility care, and what does the newest research say? Start at News

  • Fertility research and news

    Due for its next reading

    New reproductive-medicine papers and news, each linked to its source.

    Last read at its sources
    · checked daily
    How it stays current
    A scheduled job reads the journals' and news services' feeds every day.
    How often the source changes
    Daily
    Sources
    Fertility and Sterility (ScienceDirect)ScienceDaily
    Shown on
    News

  • Clinical trials at US fertility clinics

    Within its schedule

    Registered fertility trials and how many each clinic runs.

    Last read at its sources
    · updated weekly
    How it stays current
    A scheduled job reads ClinicalTrials.gov every Tuesday.
    How often the source changes
    New trials register daily
    Sources
    ClinicalTrials.gov
    Shown on
    every clinic pageSuccess rates

  • Fertility supplement evidence and products

    Due for its next reading

    How much published research stands behind each fertility supplement, and the products the NIH label database lists.

    Last read at its sources
    · updated weekly
    How it stays current
    Scheduled jobs count the literature (Europe PMC, PubMed, OpenAlex) every Friday and read the NIH supplement label database every Wednesday.
    How often the source changes
    New papers publish weekly
    Sources
    Europe PMCNIH Dietary Supplement Label Database
    Shown on
    Supplementsevery supplement page
A dataset's date is the day its records were last read at their own sources, not the day a source changed. A clinic, insurer or agency can change what it publishes at any time; each record links to the page it came from, so you can check it yourself before you rely on it.