Fertility benefit companies: who runs your IVF benefit
How Progyny, Carrot, WINFertility, Maven and Kindbody say their benefits work, in their own words, and which large employers name each one on their own benefit pages.
Many large employers hire a fertility benefit company to run their IVF benefit. The company sets the clinic network and how the benefit is counted (Progyny in Smart Cycles, the others in dollars or cycles), and the employer decides how much it pays. Of the 57 large employers we checked, 31 name one of these companies on their own benefit pages.
How each one says its benefit works
Read on Oct 23, 2026 on each company's own pages. Listed, not ranked: their units differ and your employer sets what you get.
Which company runs each employer's fertility benefit
Employers whose own benefit pages, or the benefit company's page for their workers, name the company. Each links to that employer's limits and sources.
Fertility benefit companies: common questions
What is a fertility benefit company?
A company an employer hires to run its workers' fertility benefit: it sets up the coverage, a network of clinics, and a care team members call. Progyny, Carrot, WINFertility, Maven and Kindbody are the ones we read. The employer still decides what the benefit includes and how much it pays.
Which companies use Progyny?
Among the 57 large US employers we checked, Block, Coca-Cola, Delta Air Lines, Ford, Hilton, Marriott, Microsoft, PNC, Salesforce, T-Mobile, Target and Truist name Progyny on their own benefit pages. Many more use it; these are the ones whose pages say so.
Which companies use Carrot?
Among the 57 large US employers we checked, Cisco, General Motors and State Farm name Carrot on their own benefit pages. Many more use it; these are the ones whose pages say so.
Which companies use WINFertility?
Among the 57 large US employers we checked, Accenture, Boeing, Chewy, Disney, EY, JPMorgan Chase, NVIDIA and Tractor Supply name WINFertility on their own benefit pages. Many more use it; these are the ones whose pages say so.
Which companies use Maven?
Among the 57 large US employers we checked, Amazon, John Deere, Lowe's, Morgan Stanley, PwC and UnitedHealth Group name Maven on their own benefit pages. Many more use it; these are the ones whose pages say so.
Which companies use Kindbody?
Among the 57 large US employers we checked, Tesla and Walmart name Kindbody on their own benefit pages. Many more use it; these are the ones whose pages say so.
How do I know which fertility benefit company my employer uses?
Your benefits portal or summary plan description names it, often as a separate fertility program with its own phone number or app. If it does not, ask HR who administers the fertility benefit and whether you must enroll in the company's medical plan to use it.