Does John Deere cover IVF?
What John Deere publishes about fertility benefits for its US employees, in its own words, with the page each statement is on.
- Benefit pages read · checked 16 h ago
John Deere says it covers fertility treatment for eligible US employees, up to a $20,000 lifetime maximum, plus $10,000 for fertility drugs, but its public pages do not name IVF. John Deere does not say on its public pages whether part-time workers qualify (the benefit is for US employees with UnitedHealthcare coverage in Deere's salaried or management-represented production medical plans, and their covered spouses or partners). The benefit is run by Maven.
What John Deere says it covers
Read on Oct 11, 2026. The words in quotation marks are the source's own.
Fertility treatment is covered; IVF is not named
“All fertility care must be initiated through Maven to be covered by your health plan. Your fertility benefit has a lifetime maximum of $10,000 pharmacy and $20,000 medical and it coordinates with your UnitedHealthcare medical plan.”
Stated limit
$20,000 lifetime, plus $10,000 for drugs
The $10,000 is for pharmacy. Fertility care must be started through Maven to be covered.
“All fertility care must be initiated through Maven to be covered by your health plan. Your fertility benefit has a lifetime maximum of $10,000 pharmacy and $20,000 medical and it coordinates with your UnitedHealthcare medical plan.”
Run by Maven
Maven administers the fertility benefit for John Deere, so it is the one to call about which clinics are in network and what needs approval first.
“All fertility care must be initiated through Maven to be covered by your health plan. Your fertility benefit has a lifetime maximum of $10,000 pharmacy and $20,000 medical and it coordinates with your UnitedHealthcare medical plan.”
Adoption and surrogacy
John Deere says it offers a $30,000 lifetime maximum reimbursement for adoption and surrogacy expenses.
“Because we recognize babies join families in many ways, the company offers a $30,000 lifetime maximum reimbursement for adoption and surrogacy expenses.”
Can part-time John Deere workers use it?
Eligibility decides whether a benefit is worth taking a job for, so this is the line to confirm before anything else.
John Deere does not say on its public pages whether part-time workers qualify (the benefit is for US employees with UnitedHealthcare coverage in Deere's salaried or management-represented production medical plans, and their covered spouses or partners).
You have to be enrolled in a John Deere medical plan to use the benefit, so its premiums and deductible are part of what the coverage costs you.
“Maven fertility and family building support is available to US-based, UHC-enrolled employees + their covered spouses/partners who are in Salaried or Management Represented Production medical plans”
The limit beside what IVF costs
A benefit limit means little until it sits next to the price of a cycle.
John Deere: stated limit
$20,000 lifetime, plus $10,000 for drugs
US: one cycle all in
$25,000–$32,000
With medications ($3,000–$7,000) and the common add-ons. How it adds up
- $20,000 is less than one typical cycle, so expect to pay the rest yourself.
These are cash prices. A plan pays its own negotiated rates, and you still owe its deductible and coinsurance, so treat this as a rough guide.
Six things to ask John Deere before you count on it
A public benefits page is a summary. The plan document for your own plan and location is what the plan pays by.
- 1.What is the lifetime maximum, and do fertility drugs count toward it or have their own limit?
- 2.When does coverage start after my hire date, and how many hours a week do I need to keep it?
- 3.Do I need an infertility diagnosis, or prior authorization, before treatment is covered?
- 4.Which fertility clinics near me are in network, and what do I pay if mine is not?
- 5.What are the deductible, the coinsurance and the out-of-pocket maximum on the plan the benefit sits in?
- 6.Are egg freezing, donor eggs or sperm, genetic testing of embryos and embryo storage covered?
State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. A large employer's plan is usually self-funded (80% of covered workers at large firms are in one), so what John Deere chooses to cover matters more than your state's IVF insurance law.
John Deere and IVF: common questions
Does John Deere cover IVF?
John Deere says it covers fertility treatment for eligible US employees, up to a $20,000 lifetime maximum, plus $10,000 for fertility drugs, but its public pages do not name IVF. John Deere does not say on its public pages whether part-time workers qualify (the benefit is for US employees with UnitedHealthcare coverage in Deere's salaried or management-represented production medical plans, and their covered spouses or partners). The benefit is run by Maven. Read on John Deere's own benefit pages on Oct 11, 2026.
How much fertility treatment does John Deere cover?
John Deere states this limit: $20,000 lifetime, plus $10,000 for drugs (The $10,000 is for pharmacy. Fertility care must be started through Maven to be covered.). For comparison, one IVF cycle in the US typically costs $25,000 to $32,000 all in.
Does John Deere cover IVF for part-time employees?
John Deere does not say on its public pages whether part-time workers qualify (the benefit is for US employees with UnitedHealthcare coverage in Deere's salaried or management-represented production medical plans, and their covered spouses or partners). You have to be enrolled in a John Deere medical plan to use it. Eligibility rules are the first thing to confirm with John Deere before you count on the benefit.
How do I confirm what John Deere covers?
Ask John Deere's benefits center or Maven for the plan document (the summary plan description) for your own plan and location, and check the lifetime maximum, whether fertility drugs count toward it, whether a diagnosis or prior authorization is needed, and when coverage starts after you are hired. Benefits change each plan year, usually on January 1.
- John Deere wellbeing site: For You and Your Family (wellbeing.deere.com/family-health/) (John Deere's own page)