Maven Clinic: how its fertility benefit works and which employers use it

“Maven is a virtual care app that supports women and families through every stage of life”

“Maven can stand alone or enhance existing coverage by offering better access to more inclusive care across all paths to parenthood.”

“Maven Wallet may give you access to funds from your employer for eligible expenses, which can include: Fertility treatment and preservation Maternity care Menopause support Childcare Adoption Surrogacy”

“As long as the expense is eligible under your company’s policy, Maven Wallet can help cover it.”

“While your employer may offer Maven, not every employer chooses to include Maven Wallet.”

“With Maven Green, you have access to employer funds through reimbursement”

“With Maven Gold, you have access to employer funds through direct payment (for fertility) and reimbursement (for all other expenses).”

“Your card will be either green or gold, with the version listed in the lower right corner.”

“The Maven Managed Benefit delivers comprehensive family building care and coverage to provide employees with proactive clinical support that shapes smarter, safer outcomes.”

“Cycle-based or lifetime max benefits are available within the Maven Clinic app, making it easy for members to understand their coverage and eliminating surprise bills.”

“Depending on your employer's Maven Wallet benefits and the type of expense you're submitting for reimbursement, IRS rules may require you to pay a minimum amount out of pocket for medical expenses before you can start receiving reimbursements through your employer's Maven Wallet program.”

“For 2026, the minimum deductible is: $1,700 for individuals $3,400 for families”

“Expenses paid for with Health Savings Account (HSA) or Flexible Spending Account (FSA) funds can't also be reimbursed through Maven Wallet because those funds are already tax-advantaged.”

“As part of this program, we’re excited to partner with Alto Pharmacy, Freedom Fertility Pharmacy, and SMP Pharmacy to provide high-touch support and a streamlined process throughout your fertility journey.”

“Once you have a fertility care provider, ask your clinic to send your prescription to your preferred MavenRx pharmacy. Be sure they write MAVEN on the prescription.”

“Maven does not provide reimbursement or direct coverage for the following Ferring fertility medications when they are purchased at the self-pay (uninsured) rate: Menopur Endometrin Novarel”

“Our Maven Performance Network is made up of partner fertility clinics that have been expertly chosen for their high-quality standards of clinical excellence, success rates, and excellent patient experience”

“Maven Gold members: Yes. To use your Maven Wallet for fertility and/or preservation benefits, you must receive care at a Maven Partner Clinic.”

“Maven Access / Green members: You’re not required to use a Maven Partner Clinic, but we recommend it for quality care and potential savings.”

“You may be eligible for an exception if: You're already receiving care at an out-of-network clinic, or You live more than 50 miles from a Maven Partner Clinic”

“Some employers set additional requirements for Wallet access. For example, you may need to: Be enrolled in your company’s medical plan, or Reach a certain length of employment (such as 90 days)”

“You may be asked to add a spouse or tax-dependent partner during your Maven Wallet application.”

“until the earliest of the following: You reach your individual coverage maximum Your employment with the company offering Maven benefits ends”

“If your employment ends or your eligibility status changes, you’ll still have a run-out period to submit expenses.”

“Members have 24/7 access to providers across 30+ specialties, including reproductive endocrinologists, mental health providers, nutritionists, adoption and surrogacy coaches”

“Members connect with a real person who helps them curate a team of specialists based on their preferences (including language, race, gender, and sexual identity), meet health goals, navigate their company benefits or public coverage, and can also provide referrals to in-person care.”

“Trusted by 2,300+ employers to improve outcomes across every stage”

“The largest virtual care network, supporting 28 million lives worldwide”