WINFertility: how the WIN benefit works and which employers use it

“WIN is the nation’s leading family-building and family well-being company, providing comprehensive solutions for employers, health plans, and consumers.”

“WIN’s solutions allow your company to provide a standalone family-building benefit, or integrate our program with your existing health insurance carrier.”

“A $25,000 lifetime maximum benefit toward eligible expenses related to fertility treatment with unlimited coverage for fertility medications.”

“A lifetime maximum benefit of 2 cycles toward eligible expenses related to fertility treatment and unlimited coverage for related fertility medications.”

“A 2-cycle lifetime maximum benefit, with a $10,000 maximum per cycle, toward eligible expenses related to fertility treatment.”

“A $10,000 lifetime maximum benefit toward related fertility medications.”

“A lifetime maximum benefit of $20,000 toward eligible expenses related to fertility medications.”

“A $45,000 lifetime maximum benefit toward eligible expenses related to fertility treatment and fertility medications through Capital Rx.”

“Eligible Myriad Genetics members are provided a combined $10,000 lifetime maximum toward the following benefits:”

“Coverage for one cycle of elective egg freezing, including one year of storage, as part of the $25,000 fertility benefit maximum.”

“A $25,000 lifetime maximum reimbursement toward eligible expenses associated with surrogacy agreements (separate from the fertility benefit).”

“Coverage toward elective egg and sperm freezing cycles, including one year of storage. Child dependents are covered when medically necessary.”

“Reimbursement for eligible expenses related to adoption and surrogacy.”

“A $15,000 maximum reimbursement per event, up to a $30,000 lifetime maximum, toward eligible expenses associated with adoption and surrogacy agreements.”

“Please Note: In order to access these benefits, you must enroll by completing a free consult with a WIN Nurse Care Advocate.”

“Employees and eligible dependents MUST contact WIN prior to treatment to access fertility benefits.”

“No. Enrollment with WIN and access to the WINFamily App are fully covered by your employer-provided WIN benefit.”

“You’ll be paired with a Nurse Care Advocate who will be your primary support person and point of contact throughout your journey.”

“WIN’s Nurse Care Advocates are experienced, licensed nurses with a minimum of 5 years of experience in a relevant clinical setting such as fertility, menopause, andropause, or maternity.”

“24/7 access to WIN's on-call Nurse Care Advocates”

“WINCard is an innovative payment service that alleviates the financial burden for intended parents by eliminating out-of-pocket costs with exact payments for fertility, preservation, donor, surrogacy, or adoption services as they happen.”

“WIN provides 1:1 clinical guidance through IVF, IUI, egg and sperm freezing, embryo freezing, genetic testing, and financial coaching, so members can navigate their unique path to parenthood with confidence.”

“Members receive 1:1 clinical support through reciprocal IVF, donor services, adoption and surrogacy journeys, and have access to 1:1 financial coaching.”

“WIN’s network of double board-certified Reproductive Endocrinologists is the largest in the country and the only one credentialed consistent with NCQA and URAC standards, per our accreditations.”

“Our network also ensures 90% of the US population is within 30 minutes of a leading fertility sub-specialist.”

“If you don’t have the benefit through your employer, join as a self-pay member.”

“WIN offers below-market treatment bundle rates and collaborates with leading financial companies to offer financing options with attractive rates and flexible terms-making family-building more affordable for those without employer support.”

“As the nation’s leading family-building and family well-being benefit company for over 28 years, we’ve supported 850,000+ families through every stage of life”