Does University of Washington cover IVF?
What University of Washington publishes about fertility benefits for its US employees, in its own words, with the page each statement is on.
- Re-checked quarterly · checked Oct 30, 2026
No. University of Washington says its plan does not cover IVF. UW's own HR pages say nothing about fertility: its health plans are Washington's state PEBB plans. The 2027 Uniform Medical Plan certificates (Classic, Select and CDHP) and the Kaiser Permanente Classic plans UW links list IVF and other assisted reproduction among services they do not cover. Other Kaiser plan variants were not read.
What University of Washington says it covers
Read on Oct 30, 2026. The words in quotation marks are the source's own.
IVF is not covered
“Infertility or fertility testing or treatment after initial diagnosis; ◦ Complications resulting from infertility or fertility treatment; ◦ Cryogenic or other preservation, storage and thawing (or comparable preparation) of egg, sperm, or embryo; ◦ In Vitro Fertilization (IVF) and all related services and supplies”
Egg freezing
University of Washington says elective egg freezing is not covered.
“Cryogenic or other preservation, storage and thawing (or comparable preparation) of egg, sperm, or embryo;”
Can part-time University of Washington workers use it?
Eligibility decides whether a benefit is worth taking a job for, so this is the line to confirm before anything else.
University of Washington does not say on its public pages whether part-time workers qualify.
Six things to ask University of Washington before you count on it
A public benefits page is a summary. The plan document for your own plan and location is what the plan pays by.
- 1.What is the lifetime maximum, and do fertility drugs count toward it or have their own limit?
- 2.When does coverage start after my hire date, and how many hours a week do I need to keep it?
- 3.Do I need an infertility diagnosis, or prior authorization, before treatment is covered?
- 4.Which fertility clinics near me are in network, and what do I pay if mine is not?
- 5.What are the deductible, the coinsurance and the out-of-pocket maximum on the plan the benefit sits in?
- 6.Are egg freezing, donor eggs or sperm, genetic testing of embryos and embryo storage covered?
State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. A large employer's plan is usually self-funded (80% of covered workers at large firms are in one), so what University of Washington chooses to cover matters more than your state's IVF insurance law.
University of Washington and IVF: common questions
Does University of Washington cover IVF?
No. University of Washington says its plan does not cover IVF. Read on University of Washington's own benefit pages on Oct 30, 2026.
Does University of Washington cover IVF for part-time employees?
University of Washington does not say on its public pages whether part-time workers qualify. Eligibility rules are the first thing to confirm with University of Washington before you count on the benefit.
Does University of Washington cover egg freezing?
No. University of Washington says elective egg freezing is not covered: "Cryogenic or other preservation, storage and thawing (or comparable preparation) of egg, sperm, or embryo;"
How do I confirm what University of Washington covers?
Ask University of Washington's benefits center for the plan document (the summary plan description) for your own plan and location, and check the lifetime maximum, whether fertility drugs count toward it, whether a diagnosis or prior authorization is needed, and when coverage starts after you are hired. Benefits change each plan year, usually on January 1.
- 2027 UMP Classic (PEBB) Certificate of Coverage: What the plan does not cover (benefits administrator's page for this employer, plan year 2027)