Reproductive Medicine Associates of Northern California vs Zouves Fertility Center
Two fertility clinics in the San Francisco area, about 17 miles apart. Their CDC live-birth rates at every patient age, what each posts for IVF and other treatments, refund programs and services, side by side and cited.
Reproductive Medicine Associates of Northern California (San Francisco, CA) and Zouves Fertility Center (Foster City, CA) are fertility clinics in the San Francisco area, about 17 miles apart. For patients under 35, Reproductive Medicine Associates of Northern California reported a live-birth rate of 53.0% per intended egg retrieval and Zouves Fertility Center reported 45.8% (CDC data for 2022). Reproductive Medicine Associates of Northern California posts no IVF price on its website. Zouves Fertility Center posts no IVF price on its website. A higher rate can reflect who a clinic treats as much as how well it treats them, and posted prices cover different services, so read the terms below.
Success rates at every age
Each clinic's CDC live-birth rate per intended egg retrieval, for patients using their own eggs, in each age band (2022 data). Read the row for your age. A dash means the CDC reported no rate for that clinic at that age.
For patients under 35, Reproductive Medicine Associates of Northern California reported a live-birth rate of 53.0% per intended egg retrieval and Zouves Fertility Center reported 45.8% (CDC data for 2022). Reproductive Medicine Associates of Northern California reported the higher rate for patients under 35, 35 to 37 and over 40, and Zouves Fertility Center for patients 38 to 40.
These are averages for each clinic's own patients, who differ in age, diagnosis and treatment history, so a higher rate can reflect who a clinic treats as much as how well it treats them. The CDC's own guidance says "comparisons between clinics should be made with caution", because clinics "have different patient populations or ART treatment methods". See how to read IVF success rates.
A new patient's chance of a baby
For patients new to IVF (no earlier ART cycles) using their own eggs: the share who had a baby after all their egg retrievals, counting embryo transfers within a year of each retrieval. It adds up every transfer, so it runs higher than the per-retrieval rates above.
Donor eggs and donated embryos
Live births per embryo transfer with donor eggs or donated embryos in 2022. The CDC does not split these by age. A dash means it published no percentage (too few transfers for one, or none).
What each clinic posts on its website
Each amount is the clinic's own posted figure, linked to the page it was read on, with what it covers. The two clinics' amounts rarely cover the same services, so we never call one cheaper from posted prices: read the terms, then ask both for an itemized quote.
Reproductive Medicine Associates of Northern California
Posts no IVF price on its website (read Oct 2, 2026). Its price comes from a quote, usually after a consultation.
Zouves Fertility Center
Posts no IVF price on its website (read Sep 26, 2026). Its price comes from a quote, usually after a consultation.
Refund programs and multi-cycle packages
How IVF refund programs workReproductive Medicine Associates of Northern California
- Fertility Access 100% Refund Program
100% of the program fee back if no live birth; covers up to 3 egg retrievals
Price not posted
- Fertility Access Multi-Cycle Discount Program
A multi-cycle package with no refund; covers up to 3 egg retrievals
Price not posted
- ARC Two-Cycle Plus and Three-Cycle Plus IVF Packages
A multi-cycle package with no refund; covers up to 3 egg retrievals
Price not posted
Read Oct 6, 2026. Full terms on its page
Zouves Fertility Center
Offers no IVF refund program or multi-cycle package on its website (read Oct 6, 2026).
Egg freezing
What egg freezing costsReproductive Medicine Associates of Northern California
Posts no egg freezing price on its website (read Oct 4, 2026).
Reproductive Medicine Associates of Northern California
Posts no IUI price on its website (read Oct 8, 2026).
Reciprocal IVF
What reciprocal IVF costsReproductive Medicine Associates of Northern California
Describes reciprocal IVF as one of its services, without a price (read Oct 11, 2026).
If you are paying without insurance, ask each clinic for a Good Faith Estimate: an itemized list of expected charges it must give you within 3 business days of your request. Two itemized estimates are the only like-for-like price comparison. To see what your own plan would cost, use the IVF cost calculator.
What each clinic offers
From each clinic's own report to the CDC ART Services and Profile dataset. A field marked not reported was left blank in the CDC data.
Where they are, and what insurance must cover
Reproductive Medicine Associates of Northern California is in San Francisco, CA and Zouves Fertility Center is in Foster City, CA, about 17 miles apart. Both are in the San Francisco metro area. Contact details come from the CDC and may have changed.
Reproductive Medicine Associates of Northern California
150 Spear St, Suite 500, San Francisco, CA 94105
- Phone
- (415) 603-6999
- Medical director
- Scott Morin, MD
- CDC status
- Open
Zouves Fertility Center
1241 E. Hillsdale Blvd, Suite 100, Foster City, CA 94404
- Phone
- (650) 378-1000
- Medical director
- Christo G. Zouves, MD
- CDC status
- Open
Insurance law
- California: Must cover IVFYes, for many plans: California requires some fully-insured health plans to cover IVF. California's full answer
The law that applies follows your health plan, not the clinic you choose, and it does not reach self-funded employer plans. See what your insurer or employer covers.
Compare with another San Francisco clinic
Keep one of the two and pick any other clinic of the area that reports enough to compare.
Common questions about Reproductive Medicine Associates of Northern California and Zouves Fertility Center
Which has the higher IVF success rate, Reproductive Medicine Associates of Northern California or Zouves Fertility Center?
For patients under 35, Reproductive Medicine Associates of Northern California reported a live-birth rate of 53.0% per intended egg retrieval and Zouves Fertility Center reported 45.8% (CDC data for 2022). Reproductive Medicine Associates of Northern California reported the higher rate for patients under 35, 35 to 37 and over 40, and Zouves Fertility Center for patients 38 to 40. These are averages for each clinic's own patients, who differ in age, diagnosis and treatment history, so a higher rate can reflect who a clinic treats as much as how well it treats them.
How much does IVF cost at Reproductive Medicine Associates of Northern California compared with Zouves Fertility Center?
Neither Reproductive Medicine Associates of Northern California nor Zouves Fertility Center posts an IVF price on its website, so both prices come from a quote, usually after a consultation. If you are paying without insurance, ask each clinic for a Good Faith Estimate: an itemized list of expected charges it must give you within 3 business days of your request. Ask what each quote covers: medications, monitoring, anesthesia, embryo freezing and a frozen transfer are often billed separately.
Do Reproductive Medicine Associates of Northern California and Zouves Fertility Center offer IVF refund programs?
Reproductive Medicine Associates of Northern California offers a program that returns money if treatment fails, and Zouves Fertility Center offers no refund program or multi-cycle package on its website (each clinic's own website, read on Oct 6, 2026). Before you sign up for any program, ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.
What are a new patient's chances of a baby at Reproductive Medicine Associates of Northern California and Zouves Fertility Center?
For patients aged 35-37 who were new to IVF, 63.1% at Reproductive Medicine Associates of Northern California and 47.6% at Zouves Fertility Center had a baby after all their egg retrievals in the CDC's 2022 data, counting embryo transfers within a year of each retrieval.
How do Reproductive Medicine Associates of Northern California and Zouves Fertility Center compare for donor egg IVF?
Of transfers of frozen embryos made from donor eggs in 2022, 54.0% at Reproductive Medicine Associates of Northern California and 38.0% at Zouves Fertility Center led to a live birth. The CDC reports donor egg results per transfer and not by age.
Which is the larger clinic, Reproductive Medicine Associates of Northern California or Zouves Fertility Center?
Reproductive Medicine Associates of Northern California is the larger clinic: it reported 1,047 cycles to the CDC and Zouves Fertility Center reported 202, about 5.2 times as many. Cycle volume shows how busy a clinic is, not how good it is.
How far apart are Reproductive Medicine Associates of Northern California and Zouves Fertility Center?
Reproductive Medicine Associates of Northern California is in San Francisco, CA and Zouves Fertility Center is in Foster City, CA, about 17 miles apart. Both are in the San Francisco metro area.
Does insurance cover IVF at Reproductive Medicine Associates of Northern California and Zouves Fertility Center?
Yes, for many plans: California requires some fully-insured health plans to cover IVF. Under SB 729, large-group fully-insured plans (more than 100 employees) must cover infertility diagnosis and treatment, including up to three completed egg retrievals with unlimited embryo transfers. Small-group plans only have to offer infertility coverage, and the state employees' plan (CalPERS) follows from July 1, 2027. Fertility preservation: Fertility preservation is a covered basic health service when a covered treatment may cause infertility (all plans except Medi-Cal and self-insured plans). State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF.