Does Princeton University cover IVF?
What Princeton University publishes about fertility benefits for its US employees, in its own words, with the page each statement is on.
- Re-checked quarterly · checked Oct 30, 2026
Yes. Princeton University says it covers IVF for eligible US employees, up to 4 cycles. Princeton University does not say on its public pages whether part-time workers qualify (the benefit is for benefits-eligible faculty and staff and their spouses enrolled in a Princeton medical plan). The benefit is run by Kindbody.
What Princeton University says it covers
Read on Oct 30, 2026. The words in quotation marks are the source's own.
IVF is covered
“Ovulation induction/Stimulation Male factor testing Artificial insemination Preimplantation genetic testing Assisted reproductive technology In vitro fertilization (fresh/frozen) Frozen embryo transfers Cryopreservation (medically necessary)”
Faculty and staff and their spouses in a Princeton medical plan
4 cycles
Medical and prescription coverage for up to four cycles per member, for life.
“The Plan provides medical and prescription coverage for up to four cycles per member per lifetime.”
Run by Kindbody
Kindbody administers the fertility benefit for Princeton University, so it is the one to call about which clinics are in network and what needs approval first.
“Fertility and family-planning coverage is administered by Kindbody for individuals enrolled in a Princeton medical plan.”
Adoption and surrogacy
Princeton says it reimburses adoption, surrogacy and other family-planning expenses up to a lifetime maximum of $40,000.
“Princeton University also provides reimbursement for eligible adoption, surrogacy, and other family planning expenses up to a lifetime maximum of $40,000.”
Can part-time Princeton University workers use it?
Eligibility decides whether a benefit is worth taking a job for, so this is the line to confirm before anything else.
Princeton University does not say on its public pages whether part-time workers qualify (the benefit is for benefits-eligible faculty and staff and their spouses enrolled in a Princeton medical plan).
You have to be enrolled in a Princeton University medical plan to use the benefit, so its premiums and deductible are part of what the coverage costs you.
“Fertility and family planning coverage is available to benefits-eligible faculty and staff and their spouses enrolled in a medical plan through Princeton.”
Six things to ask Princeton University before you count on it
A public benefits page is a summary. The plan document for your own plan and location is what the plan pays by.
- 1.What is the lifetime maximum, and do fertility drugs count toward it or have their own limit?
- 2.When does coverage start after my hire date, and how many hours a week do I need to keep it?
- 3.Do I need an infertility diagnosis, or prior authorization, before treatment is covered?
- 4.Which fertility clinics near me are in network, and what do I pay if mine is not?
- 5.What are the deductible, the coinsurance and the out-of-pocket maximum on the plan the benefit sits in?
- 6.Are egg freezing, donor eggs or sperm, genetic testing of embryos and embryo storage covered?
State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. A large employer's plan is usually self-funded (80% of covered workers at large firms are in one), so what Princeton University chooses to cover matters more than your state's IVF insurance law.
Princeton University and IVF: common questions
Does Princeton University cover IVF?
Yes. Princeton University says it covers IVF for eligible US employees, up to 4 cycles. Princeton University does not say on its public pages whether part-time workers qualify (the benefit is for benefits-eligible faculty and staff and their spouses enrolled in a Princeton medical plan). The benefit is run by Kindbody. Read on Princeton University's own benefit pages on Oct 30, 2026.
How much IVF does Princeton University cover?
Princeton University states this limit: Faculty and staff and their spouses in a Princeton medical plan: 4 cycles (Medical and prescription coverage for up to four cycles per member, for life.). For comparison, one IVF cycle in the US typically costs $23,000 to $30,000 all in.
Does Princeton University cover IVF for part-time employees?
Princeton University does not say on its public pages whether part-time workers qualify (the benefit is for benefits-eligible faculty and staff and their spouses enrolled in a Princeton medical plan). You have to be enrolled in a Princeton University medical plan to use it. Eligibility rules are the first thing to confirm with Princeton University before you count on the benefit.
How do I confirm what Princeton University covers?
Ask Princeton University's benefits center or Kindbody for the plan document (the summary plan description) for your own plan and location, and check the lifetime maximum, whether fertility drugs count toward it, whether a diagnosis or prior authorization is needed, and when coverage starts after you are hired. Benefits change each plan year, usually on January 1.
- Fertility, Family-Planning, & Menopause Support (Kindbody) Princeton University Human Resources (Princeton University's own page)