Does Texas Instruments cover IVF?
What Texas Instruments publishes about fertility benefits for its US employees, in its own words, with the page each statement is on.
Texas Instruments says it offers fertility benefits to eligible US employees, but its public pages do not say whether IVF is included or how much is covered. Part-time workers can qualify: full-time or part-time employees working at least 20 hours a week are eligible for TI's benefits program, and this coverage is on the BCBS HDHP. TI's 2027 benefits guide states fertility treatment coverage on its BCBS HDHP without a dollar limit and without using the word IVF.
What Texas Instruments says it covers
Read on Oct 30, 2026. The words in quotation marks are the source's own.
Fertility treatment is covered; IVF is not named
“BCBS HDHP coverage of family formation/fertility treatment without the need for a diagnosis of infertility”
Texas Instruments does not state a dollar or cycle limit on its public pages. That does not mean the benefit is unlimited: the limit is in the plan document its benefits center can send you.
Infertility diagnosis
Texas Instruments says you do not need an infertility diagnosis to use the benefit.
“BCBS HDHP coverage of family formation/fertility treatment without the need for a diagnosis of infertility”
Egg freezing
Texas Instruments says egg freezing is covered.
“BCBS HDHP coverage for fertility preservation”
Adoption and surrogacy
TI says it reimburses up to $5,000 for eligible adoption or surrogacy expenses.
“Surrogacy and adoption reimbursement, up to $5,000 for eligible expenses”
Can part-time Texas Instruments workers use it?
Eligibility decides whether a benefit is worth taking a job for, so this is the line to confirm before anything else.
Part-time workers can qualify: full-time or part-time employees working at least 20 hours a week are eligible for TI's benefits program, and this coverage is on the BCBS HDHP.
You have to be enrolled in a Texas Instruments medical plan to use the benefit, so its premiums and deductible are part of what the coverage costs you.
“You are eligible to participate in the TI benefits program if you are a full-time or part-time employee working at least 20 hours per week.”
“BCBS HDHP coverage of family formation/fertility treatment without the need for a diagnosis of infertility”
Six things to ask Texas Instruments before you count on it
A public benefits page is a summary. The plan document for your own plan and location is what the plan pays by.
- 1.What is the lifetime maximum, and do fertility drugs count toward it or have their own limit?
- 2.When does coverage start after my hire date, and how many hours a week do I need to keep it?
- 3.Do I need an infertility diagnosis, or prior authorization, before treatment is covered?
- 4.Which fertility clinics near me are in network, and what do I pay if mine is not?
- 5.What are the deductible, the coinsurance and the out-of-pocket maximum on the plan the benefit sits in?
- 6.Are egg freezing, donor eggs or sperm, genetic testing of embryos and embryo storage covered?
State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. A large employer's plan is usually self-funded (80% of covered workers at large firms are in one), so what Texas Instruments chooses to cover matters more than your state's IVF insurance law.
Texas Instruments and IVF: common questions
Does Texas Instruments cover IVF?
Texas Instruments says it offers fertility benefits to eligible US employees, but its public pages do not say whether IVF is included or how much is covered. Part-time workers can qualify: full-time or part-time employees working at least 20 hours a week are eligible for TI's benefits program, and this coverage is on the BCBS HDHP. Read on Texas Instruments' own benefit pages on Oct 30, 2026.
How much fertility treatment does Texas Instruments cover?
Texas Instruments does not state a dollar or cycle limit on its public pages. Ask its benefits center for the lifetime maximum and whether fertility drugs count toward it. For comparison, one IVF cycle in the US typically costs $23,000 to $30,000 all in.
Does Texas Instruments cover IVF for part-time employees?
Part-time workers can qualify: full-time or part-time employees working at least 20 hours a week are eligible for TI's benefits program, and this coverage is on the BCBS HDHP. You have to be enrolled in a Texas Instruments medical plan to use it. Eligibility rules are the first thing to confirm with Texas Instruments before you count on the benefit.
Does Texas Instruments cover egg freezing?
Yes. Texas Instruments says egg freezing is covered: "BCBS HDHP coverage for fertility preservation"
How do I confirm what Texas Instruments covers?
Ask Texas Instruments' benefits center for the plan document (the summary plan description) for your own plan and location, and check the lifetime maximum, whether fertility drugs count toward it, whether a diagnosis or prior authorization is needed, and when coverage starts after you are hired. Benefits change each plan year, usually on January 1.
- Texas Instruments 2027 Benefits & Insurance Guide (ti.com/lit/SZZO101) (Texas Instruments' own page, plan year 2027)