Does Verizon cover IVF?
What Verizon publishes about fertility benefits for its US employees, in its own words, with the page each statement is on.
- Benefit pages read · checked 16 h ago
Yes. Verizon says it covers IVF for eligible US employees, up to a $75,000 lifetime maximum. Part-time workers can qualify: part-time employees scheduled for 30 or more hours a week are eligible for Verizon benefits from their first day; below 30 hours, Verizon says to check eligibility with its benefits center.
What Verizon says it covers
Read on Oct 11, 2026. The words in quotation marks are the source's own.
IVF is covered
“Anthem, UHC and Surest members can access a broad array of fertility services, including artificial insemination, in vitro fertilization (IVF, GIFT or ZIFT) and cryopreservation, with a lifetime maximum of $75,000 to allow for multi-cycle coverage.”
Anthem, UHC and Surest plan members
$75,000 lifetime
Kaiser and HMSA members are told to ask their carrier. Verizon's benefits site covers management and non-union employees.
“Anthem, UHC and Surest members can access a broad array of fertility services, including artificial insemination, in vitro fertilization (IVF, GIFT or ZIFT) and cryopreservation, with a lifetime maximum of $75,000 to allow for multi-cycle coverage.”
Adoption and surrogacy
Verizon says it reimburses adoption and surrogacy expenses up to $15,000 for full-time employees and part-timers working at least 30 hours a week, and up to $7,500 for part-timers working 20 to 30 hours.
“Up to $15,000 for full-time V Teamers or part-timers working at least 30 hours per week”
Can part-time Verizon workers use it?
Eligibility decides whether a benefit is worth taking a job for, so this is the line to confirm before anything else.
Part-time workers can qualify: part-time employees scheduled for 30 or more hours a week are eligible for Verizon benefits from their first day; below 30 hours, Verizon says to check eligibility with its benefits center.
You have to be enrolled in a Verizon medical plan to use the benefit, so its premiums and deductible are part of what the coverage costs you.
“If you’re a full-time employee or a part-time employee scheduled to work 30 or more hours per week, you’re eligible for Verizon benefits beginning your first day of work.”
“If you’re a part-time employee scheduled to work less than 30 hours per week, visit BenefitsConnection to determine your eligibility for coverage”
The limit beside what IVF costs
A benefit limit means little until it sits next to the price of a cycle.
Verizon: stated limit
$75,000 lifetime
US: one cycle all in
$25,000–$32,000
With medications ($3,000–$7,000) and the common add-ons. How it adds up
- Anthem, UHC and Surest plan members: $75,000 is enough for about 2 to 3 typical cycles at those prices.
These are cash prices. A plan pays its own negotiated rates, and you still owe its deductible and coinsurance, so treat this as a rough guide.
Six things to ask Verizon before you count on it
A public benefits page is a summary. The plan document for your own plan and location is what the plan pays by.
- 1.What is the lifetime maximum, and do fertility drugs count toward it or have their own limit?
- 2.When does coverage start after my hire date, and how many hours a week do I need to keep it?
- 3.Do I need an infertility diagnosis, or prior authorization, before treatment is covered?
- 4.Which fertility clinics near me are in network, and what do I pay if mine is not?
- 5.What are the deductible, the coinsurance and the out-of-pocket maximum on the plan the benefit sits in?
- 6.Are egg freezing, donor eggs or sperm, genetic testing of embryos and embryo storage covered?
State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. A large employer's plan is usually self-funded (80% of covered workers at large firms are in one), so what Verizon chooses to cover matters more than your state's IVF insurance law.
Verizon and IVF: common questions
Does Verizon cover IVF?
Yes. Verizon says it covers IVF for eligible US employees, up to a $75,000 lifetime maximum. Part-time workers can qualify: part-time employees scheduled for 30 or more hours a week are eligible for Verizon benefits from their first day; below 30 hours, Verizon says to check eligibility with its benefits center. Read on Verizon's own benefit pages on Oct 11, 2026.
How much IVF does Verizon cover?
Verizon states this limit: Anthem, UHC and Surest plan members: $75,000 lifetime (Kaiser and HMSA members are told to ask their carrier. Verizon's benefits site covers management and non-union employees.). For comparison, one IVF cycle in the US typically costs $25,000 to $32,000 all in.
Does Verizon cover IVF for part-time employees?
Part-time workers can qualify: part-time employees scheduled for 30 or more hours a week are eligible for Verizon benefits from their first day; below 30 hours, Verizon says to check eligibility with its benefits center. You have to be enrolled in a Verizon medical plan to use it. Eligibility rules are the first thing to confirm with Verizon before you count on the benefit.
How do I confirm what Verizon covers?
Ask Verizon's benefits center for the plan document (the summary plan description) for your own plan and location, and check the lifetime maximum, whether fertility drugs count toward it, whether a diagnosis or prior authorization is needed, and when coverage starts after you are hired. Benefits change each plan year, usually on January 1.
- Verizon Benefits (verizonbenefits.com): Family support (Verizon's own page)
- Verizon Benefits (verizonbenefits.com): Eligibility (Verizon's own page)