Gen 5 Fertility Center vs Pearl Mini IVF
Two fertility clinics in the San Diego area, about 3 miles apart. Their CDC live-birth rates at every patient age, what each posts for IVF and other treatments, refund programs and services, side by side and cited.
Gen 5 Fertility Center (San Diego, CA) and Pearl Mini IVF (San Diego, CA) are fertility clinics in the San Diego area, about 3 miles apart. For patients 38 to 40, Gen 5 Fertility Center reported a live-birth rate of 3.6% per intended egg retrieval and Pearl Mini IVF reported 10.0% (CDC data for 2022). Gen 5 Fertility Center posts no IVF price on its website. Pearl Mini IVF posts no IVF price on its website. A higher rate can reflect who a clinic treats as much as how well it treats them, and posted prices cover different services, so read the terms below.
Success rates at every age
Each clinic's CDC live-birth rate per intended egg retrieval, for patients using their own eggs, in each age band (2022 data). Read the row for your age. A dash means the CDC reported no rate for that clinic at that age.
For patients 38 to 40, Gen 5 Fertility Center reported a live-birth rate of 3.6% per intended egg retrieval and Pearl Mini IVF reported 10.0% (CDC data for 2022). Gen 5 Fertility Center reported the higher rate for patients over 40, and Pearl Mini IVF for patients 38 to 40. Pearl Mini IVF reported 56 cycles, a small base, so its rates can move a lot from one year to the next.
These are averages for each clinic's own patients, who differ in age, diagnosis and treatment history, so a higher rate can reflect who a clinic treats as much as how well it treats them. The CDC's own guidance says "comparisons between clinics should be made with caution", because clinics "have different patient populations or ART treatment methods". See how to read IVF success rates.
A new patient's chance of a baby
For patients new to IVF (no earlier ART cycles) using their own eggs: the share who had a baby after all their egg retrievals, counting embryo transfers within a year of each retrieval. It adds up every transfer, so it runs higher than the per-retrieval rates above.
Donor eggs and donated embryos
Live births per embryo transfer with donor eggs or donated embryos in 2022. The CDC does not split these by age. A dash means it published no percentage (too few transfers for one, or none).
What each clinic posts on its website
Each amount is the clinic's own posted figure, linked to the page it was read on, with what it covers. The two clinics' amounts rarely cover the same services, so we never call one cheaper from posted prices: read the terms, then ask both for an itemized quote.
Gen 5 Fertility Center
Posts no IVF price on its website (read Sep 22, 2026). Its price comes from a quote, usually after a consultation.
Pearl Mini IVF
Posts no IVF price on its website (read Sep 22, 2026). Its price comes from a quote, usually after a consultation.
Refund programs and multi-cycle packages
How IVF refund programs workGen 5 Fertility Center
- Discounted global cash packages / 2- or 3-cycle IVF plans
A multi-cycle package with no refund; covers up to 3 egg retrievals
Price not posted
Read Oct 6, 2026. Full terms on its page
Pearl Mini IVF
- CareShare - IVF Refund Program (RMA San Diego’s “IVF Refund Guarantee”)
100% of the program fee back if no live birth; covers up to 6 egg retrievals
Price not posted
- The ARC Success Refund Program
Unused prepaid cycles refunded after a live birth; covers up to 3 egg retrievals
Price not posted
Read Oct 6, 2026. Full terms on its page
Egg freezing
What egg freezing costsReciprocal IVF
What reciprocal IVF costsPearl Mini IVF
Describes reciprocal IVF as one of its services, without a price (read Oct 11, 2026).
If you are paying without insurance, ask each clinic for a Good Faith Estimate: an itemized list of expected charges it must give you within 3 business days of your request. Two itemized estimates are the only like-for-like price comparison. To see what your own plan would cost, use the IVF cost calculator.
What each clinic offers
From each clinic's own report to the CDC ART Services and Profile dataset. A field marked not reported was left blank in the CDC data.
Where they are, and what insurance must cover
Gen 5 Fertility Center is in San Diego, CA and Pearl Mini IVF is in San Diego, CA, about 3 miles apart. Both are in the San Diego metro area. Contact details come from the CDC and may have changed.
Gen 5 Fertility Center
3420 Carmel Mountain Rd, Suite 200, San Diego, CA 92121
- Phone
- (858) 267-4365
- Medical director
- Samuel H. Wood, MD, PHD
- CDC status
- Open
Pearl Mini IVF
4510 Executive Dr, Suite 150, San Diego, CA 92121
- Phone
- (858) 614-6161
- Medical director
- Anne C. Davis, MD
- CDC status
- Open
Insurance law
- California: Must cover IVFYes, for many plans: California requires some fully-insured health plans to cover IVF. California's full answer
The law that applies follows your health plan, not the clinic you choose, and it does not reach self-funded employer plans. See what your insurer or employer covers.
Compare with another San Diego clinic
Keep one of the two and pick any other clinic of the area that reports enough to compare.
Common questions about Gen 5 Fertility Center and Pearl Mini IVF
Which has the higher IVF success rate, Gen 5 Fertility Center or Pearl Mini IVF?
For patients 38 to 40, Gen 5 Fertility Center reported a live-birth rate of 3.6% per intended egg retrieval and Pearl Mini IVF reported 10.0% (CDC data for 2022). Gen 5 Fertility Center reported the higher rate for patients over 40, and Pearl Mini IVF for patients 38 to 40. Pearl Mini IVF reported 56 cycles, a small base, so its rates can move a lot from one year to the next. These are averages for each clinic's own patients, who differ in age, diagnosis and treatment history, so a higher rate can reflect who a clinic treats as much as how well it treats them.
How much does IVF cost at Gen 5 Fertility Center compared with Pearl Mini IVF?
Neither Gen 5 Fertility Center nor Pearl Mini IVF posts an IVF price on its website, so both prices come from a quote, usually after a consultation. If you are paying without insurance, ask each clinic for a Good Faith Estimate: an itemized list of expected charges it must give you within 3 business days of your request. Ask what each quote covers: medications, monitoring, anesthesia, embryo freezing and a frozen transfer are often billed separately.
Do Gen 5 Fertility Center and Pearl Mini IVF offer IVF refund programs?
Gen 5 Fertility Center offers multi-cycle packages, with no refund if treatment fails, and Pearl Mini IVF offers a program that returns money if treatment fails (each clinic's own website, read on Oct 6, 2026). Before you sign up for any program, ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.
What are a new patient's chances of a baby at Gen 5 Fertility Center and Pearl Mini IVF?
For patients under 35 who were new to IVF, 8.7% at Gen 5 Fertility Center had a baby after all their egg retrievals in the CDC's 2022 data; the CDC published no such figure for Pearl Mini IVF at that age.
How do Gen 5 Fertility Center and Pearl Mini IVF compare for donor egg IVF?
Of Gen 5 Fertility Center's transfers of frozen embryos made from donor eggs in 2022, 61.5% led to a live birth; the CDC published no donor egg percentage for Pearl Mini IVF (too few transfers for one, or none).
Which is the larger clinic, Gen 5 Fertility Center or Pearl Mini IVF?
Gen 5 Fertility Center is the larger clinic: it reported 310 cycles to the CDC and Pearl Mini IVF reported 56, about 5.5 times as many. Cycle volume shows how busy a clinic is, not how good it is.
How far apart are Gen 5 Fertility Center and Pearl Mini IVF?
Gen 5 Fertility Center is in San Diego, CA and Pearl Mini IVF is in San Diego, CA, about 3 miles apart. Both are in the San Diego metro area.
Does insurance cover IVF at Gen 5 Fertility Center and Pearl Mini IVF?
Yes, for many plans: California requires some fully-insured health plans to cover IVF. Under SB 729, large-group fully-insured plans (more than 100 employees) must cover infertility diagnosis and treatment, including up to three completed egg retrievals with unlimited embryo transfers. Small-group plans only have to offer infertility coverage, and the state employees' plan (CalPERS) follows from July 1, 2027. Fertility preservation: Fertility preservation is a covered basic health service when a covered treatment may cause infertility (all plans except Medi-Cal and self-insured plans). State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF.