Fertility clinics in Baltimore, MD
The 2 fertility clinics in the Baltimore-Columbia-Towson, MD metro area that report to the CDC, compared by IVF live-birth rate at every patient age, with what IVF costs here and what Maryland law requires insurance to cover.
- Updated monthly · checked 11 h ago
2 fertility clinics in the Baltimore-Columbia-Towson, MD metro area report IVF outcomes to the CDC ART program. The highest reported live-birth rate per intended egg retrieval in each age band is at Shady Grove Fertility-Towson: 51.8% for patients under 35, 37.8% for 35 to 37, 23.7% for 38 to 40 and 6.9% for over 40. These are CDC averages that depend heavily on age and diagnosis, not a guarantee for any individual, and a higher rate can reflect a clinic's case mix as much as its lab.
Every Baltimore-area clinic, at every age
Each clinic's CDC live-birth rate per intended egg retrieval in each age band, so you can read the column for your age. Ranked by reported cycle volume; the highest rate in each column is highlighted. A dash means the CDC reported no rate for that clinic at that age.
- Shady Grove Fertility-TowsonTowson, MD · 1,547 cycles
Donor eggs · Gestational carrier · Donated embryo · SART member
1,547 - Johns Hopkins Fertility CenterLutherville, MD · 565 cycles
Donor eggs · Gestational carrier · Donated embryo · SART member
Under 3542.0%35–3733.0%38–4013.8%Over 406.3%565
Rates and cycle counts come from the CDC ART program (2022 reporting year), the national reporting every US clinic is required to submit. The area is the Census Bureau's Baltimore-Columbia-Towson, MD metropolitan statistical area; a clinic belongs to it by the ZIP code of its address.
Metro area: US Census Bureau metropolitan statistical areas
How much does IVF cost in Baltimore, MD?
What one IVF cycle costs, here and nationally. The 1 clinic-published price in the Baltimore area is listed below the insurance section, each with its own terms and source.
We found clinic-published IVF price references at 1 of the 2 Baltimore-area clinic locations we have checked so far. Each amount covers a different service (a retrieval-only fee, a bundled cycle, or the low end of a range), so read the terms beside it rather than averaging them. Nationally, a single all-in IVF cycle typically runs $25,000 to $32,000, and because the average patient needs 2.3 to 2.7 cycles, a realistic amount to budget is $40,000 to $60,000.
Every published price in the Baltimore area, with its termsIVF refund programs in Baltimore, MD
Which Baltimore-area clinics return money if treatment fails, which sell multi-cycle packages, and which offer neither, as each clinic's own website states it.
Of the 2 Baltimore-area clinics whose websites we read on October 6, 2026, 1 offers a program that returns money if treatment fails. Shady Grove Fertility-Towson offers Shared Risk 100% Refund Program for IVF, with 100% of the program fee back if no live birth. The other clinic offers none of these. Ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.
- Shady Grove Fertility-TowsonMoney back if treatment fails
- Shared Risk 100% Refund Program for IVFPrice not posted
100% of the program fee back if no live birth; covers up to 6 egg retrievals; enrollment up to age 40; medications extra.
No refund program or multi-cycle package on its website: Johns Hopkins Fertility Center.
From our check of every US clinic's refund programs, read Oct 6, 2026. Each program covers a different number of cycles, refund and exclusions, so its price is listed beside its own terms and never averaged. Ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.
Does insurance cover IVF in Baltimore, MD?
What Maryland law requires of health plans, and why your employer's plan type matters as much.
Yes, for many plans: Maryland requires some fully-insured health plans to cover IVF.
Individual and group policies that cover pregnancy must cover three IVF cycles per live birth, up to a $100,000 lifetime maximum. Employers with fewer than 50 employees are exempt.
Maryland's full answer, with fertility preservationState insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. How to check your own plan.
Source: RESOLVE Insurance Coverage by State · as of Oct 1, 2026
Services at Baltimore-area clinics
Of the 2 CDC-reporting clinics in the Baltimore area, 2 offer donor egg services, 2 offer a gestational carrier (surrogacy) program, and 2 offer donated embryo services. 2 are members of SART, the Society for Assisted Reproductive Technology. Each figure counts only clinics the CDC affirms offer the service.
Source: CDC ART Services & Profiles (NASS) · as of Oct 6, 2026
Published IVF prices in the Baltimore area
The 1 of 2 Baltimore-area clinic locations we checked that post an IVF price on their own website, each with the terms and source it was read from.
Listed alphabetically. Read each amount together with its terms, including any range, eligibility limits, source date and location restrictions. These different packages do not support a like-for-like median or a cheapest-clinic ranking.
- Shady Grove Fertility-Towson
Towson, MD
Amount in source
$11,000Recorded terms and exclusions
Shady Grove Fertility’s July 2022 financial guide lists a Single Cycle IVF Program at $11,000, including one IVF cycle with a fresh embryo transfer. The guide states that prices are estimates as of July 2022 and subject to change. Embryo cryopreservation, monthly cryostorage, frozen embryo transfer, PGT embryo biopsy, PGT-A analysis, PGT-M/PGT-SR laboratory analysis, diagnostic testing, and medications are excluded or separately charged. The guide is a general Shady Grove Fertility fee reference and does not identify a Towson-specific price; local applicability and current pricing must be confirmed with the Towson financial counselor.
Read clinic pricing sourceSource checked