Fertility clinics in Tampa, FL

We found clinic-published IVF price references at 2 of the 3 Tampa-area clinic locations we have checked so far. Each amount covers a different service (a retrieval-only fee, a bundled cycle, or the low end of a range), so read the terms beside it rather than averaging them. Nationally, a single all-in IVF cycle typically runs $25,000 to $32,000, and because the average patient needs 2.3 to 2.7 cycles, a realistic amount to budget is $40,000 to $60,000.

Of the 3 Tampa-area clinics whose websites we read on October 6, 2026, 3 offer a program that returns money if treatment fails. Shady Grove Fertility Tampa Bay offers Shared Risk 100% Refund Program for IVF and donor egg, with 100% of the program fee back if no live birth. The Reproductive Medicine Group offers BUNDL Guard, with 100% of the program fee back if no live birth. Florida Fertility Institute offers IVF Refund Package, with 100% of the program fee back if no pregnancy. Ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.

From our check of every US clinic's refund programs, read Oct 6, 2026. Each program covers a different number of cycles, refund and exclusions, so its price is listed beside its own terms and never averaged. Ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.

State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. How to check your own plan.

Listed alphabetically. Read each amount together with its terms, including any range, eligibility limits, source date and location restrictions. These different packages do not support a like-for-like median or a cheapest-clinic ranking.

• Florida Fertility Institute

  Clearwater, FL

  Amount in source

  $8,700

  Recorded terms and exclusions

  The clinic publishes laboratory and physician fees of $8,700 for its IVF Single Cycle Package for couples using their own eggs and sperm. The package covers ovarian-stimulation treatment, egg retrieval, fertilization to create embryos, embryo transfer, and possible freezing of excess good-quality embryos. Anesthesia is listed separately at $1,000 and is not included in the $8,700 base fee. Medications are excluded and paid directly to the pharmacy. Optional separately listed charges are ICSI ($2,250), egg cryopreservation including one year of storage ($900), and PGT biopsy ($2,550; laboratory analysis charged separately). The package is for patients without IVF insurance coverage, and patients cannot file insurance for services in the package. Fees may change without notice.

  Read clinic pricing sourceSource checked Oct 3, 2026
• The Reproductive Medicine Group

  Tampa, FL

  Amount in source

  $13,500

  Recorded terms and exclusions

  RMG publishes IVF without PGT at $13,500–$19,975 per cycle. The published amount includes ultrasounds and blood monitoring, anesthesia, egg retrieval, conventional insemination, embryo culture, embryo transfer, embryo cryopreservation, and 1 year of storage. Fertility medications are typically billed separately. PGT is not included and is listed separately by RMG at $15,000–$19,000. The posted costs apply to patients without fertility-insurance coverage and are presented for RMG's Tampa Bay locations, including North Tampa and South Tampa. After the first year, embryo storage is billed annually; sperm freezing and storage are not included. RMG's page also gives a general Tampa Bay average of $13,500–$17,000 for IVF without PGT, but the clinic's specific published range is $13,500–$19,975.

  Read clinic pricing sourceSource checked Oct 4, 2026