Fertility clinics in Sacramento, CA

We found clinic-published IVF price references at 3 of the 3 Sacramento-area clinic locations we have checked so far. Each amount covers a different service (a retrieval-only fee, a bundled cycle, or the low end of a range), so read the terms beside it rather than averaging them. Nationally, a single all-in IVF cycle typically runs $25,000 to $32,000, and because the average patient needs 2.3 to 2.7 cycles, a realistic amount to budget is $40,000 to $60,000.

Of the 3 Sacramento-area clinics whose websites we read on October 6, 2026, none offers a program that returns money if treatment fails; 1 sells multi-cycle packages with no refund. Across the US, 128 of 452 clinic locations offer one.

No refund program or multi-cycle package on their websites: Northern California Fertility Medical Center, Kaiser Permanente Center for Reproductive Health-Sacramento.

From our check of every US clinic's refund programs, read Oct 6, 2026. Each program covers a different number of cycles, refund and exclusions, so its price is listed beside its own terms and never averaged. Ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.

State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. How to check your own plan.

Listed alphabetically. Read each amount together with its terms, including any range, eligibility limits, source date and location restrictions. These different packages do not support a like-for-like median or a cheapest-clinic ranking.

• California IVF Fertility Center

  Sacramento, CA

  Amount in source

  $18,000

  Recorded terms and exclusions

  California IVF Fertility Center in Sacramento publishes a $18,000 single-cycle IVF/FET package for an egg retrieval cycle plus one frozen embryo transfer (FET). Included: monitoring services/office visits and ultrasound monitoring, anesthesia services, embryology services including ICSI if needed, extended/blastocyst culture and assisted hatching, embryo freezing, and embryo storage for the first year. Medication costs are not included and vary by patient. The page does not state that PGT/genetic testing is included. Pricing is presented for Sacramento and Bay Area patients, is informational/estimated, and is subject to change without notice; no dated fee schedule or separate eligibility/payment requirement is posted beyond insurance/self-pay context.

  Read clinic pricing sourceSource checked Sep 23, 2026
• Kaiser Permanente Center for Reproductive Health-Sacramento

  Sacramento, CA

  Amount in source

  $17,420

  Recorded terms and exclusions

  Kaiser Permanente publishes an average single fresh or freeze-all IVF cycle fee of approximately $17,420–$20,600. The total quoted cost includes applicable Kaiser fees for cycle management, monitoring, anesthesia, egg retrieval, embryo transfer, embryology, KP embryo-biopsy fees for genetic testing, and pregnancy testing. The range depends on cycle type and additional services such as embryo biopsy for PGT or assisted hatching. Medications are excluded and may cost up to $8,500; outside genetic-laboratory testing fees are also excluded. Full payment is required when booking, and prices may change without notice. The page covers Kaiser Permanente’s San Francisco and Sacramento centers, but states that services may vary by site; therefore, local applicability to Sacramento should be confirmed with the clinic.

  Read clinic pricing sourceSource checked Sep 29, 2026
• Northern California Fertility Medical Center

  Sacramento, CA

  Amount in source

  $14,350

  Recorded terms and exclusions

  Northern California Fertility Medical Center’s Sacramento pricing page lists $14,350+ for the first IVF cycle, $13,350+ for the second cycle, and $11,350+ for subsequent cycles. The page does not itemize which clinical services are included in the base cycle price. Estimated IVF medications are listed separately at $4,000-$6,000. Frozen embryo transfer ($5,300 for the first transfer, $4,300 for the second, and $3,800+ for subsequent transfers) and embryo genetic testing ($3,000-$4,500 plus a $3,000 collection fee) are separately priced. Costs depend on the patient’s treatment plan and insurance coverage, are subject to change, and the clinic provides individualized cost estimates after the first appointment. No dated fee schedule or additional eligibility requirements are posted. This pricing is published by the clinic for its Sacramento, California location; insurance participation varies by plan.

  Read clinic pricing sourceSource checked Oct 3, 2026