Fertility clinics in Chattanooga, TN
The 2 fertility clinics in the Chattanooga, TN-GA metro area that report to the CDC, compared by IVF live-birth rate at every patient age, with what IVF costs here and what Tennessee law requires insurance to cover.
- Updated monthly · checked 11 h ago
2 fertility clinics in the Chattanooga, TN-GA metro area report IVF outcomes to the CDC ART program. The highest reported live-birth rate per intended egg retrieval is 48.6% for patients under 35 and 42.1% for 35 to 37 (Fertility Center, LLC); 36.6% for 38 to 40 (Tennessee Reproductive Medicine); 6.9% for over 40 (Fertility Center, LLC). These are CDC averages that depend heavily on age and diagnosis, not a guarantee for any individual, and a higher rate can reflect a clinic's case mix as much as its lab.
Every Chattanooga-area clinic, at every age
Each clinic's CDC live-birth rate per intended egg retrieval in each age band, so you can read the column for your age. Ranked by reported cycle volume; the highest rate in each column is highlighted. A dash means the CDC reported no rate for that clinic at that age.
- Tennessee Reproductive MedicineChattanooga, TN · 230 cycles
Donor eggs · Gestational carrier · Donated embryo · SART member
Under 3545.7%35–3731.0%Over 405.4%230 - Fertility Center, LLCChattanooga, TN · 169 cycles
Donor eggs · Gestational carrier · Donated embryo · SART member
38–4020.0%169
Rates and cycle counts come from the CDC ART program (2022 reporting year), the national reporting every US clinic is required to submit. The area is the Census Bureau's Chattanooga, TN-GA metropolitan statistical area; a clinic belongs to it by the ZIP code of its address.
Metro area: US Census Bureau metropolitan statistical areas
How much does IVF cost in Chattanooga, TN?
What one IVF cycle costs, here and nationally. The 2 clinic-published prices in the Chattanooga area are listed below the insurance section, each with its own terms and source.
We found clinic-published IVF price references at 2 of the 2 Chattanooga-area clinic locations we have checked so far. Each amount covers a different service (a retrieval-only fee, a bundled cycle, or the low end of a range), so read the terms beside it rather than averaging them. Nationally, a single all-in IVF cycle typically runs $25,000 to $32,000, and because the average patient needs 2.3 to 2.7 cycles, a realistic amount to budget is $40,000 to $60,000.
Every published price in the Chattanooga area, with its termsIVF refund programs in Chattanooga, TN
Which Chattanooga-area clinics return money if treatment fails, which sell multi-cycle packages, and which offer neither, as each clinic's own website states it.
Of the 2 Chattanooga-area clinics whose websites we read on October 6, 2026, 2 offer a program that returns money if treatment fails. Tennessee Reproductive Medicine offers IVF guarantee, with 100% of the program fee back if no live birth, posted at $27,810 to $30,900. Fertility Center, LLC offers Fertility Center IVF Refund Program, with 80% of the program fee back if no live birth, posted at $24,300. Ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.
- Tennessee Reproductive MedicineMoney back if treatment fails
- IVF guarantee$27,810 to $30,900
100% of the program fee back if no live birth; covers up to 3 egg retrievals; enrollment up to age 38.
- Egg donor with IVF guarantee$37,132
100% of the program fee back if no live birth; enrollment up to age 49.
- Multi Cycle IVF Discount Program$24,401 to $37,132
A multi-cycle package with no refund; covers up to 3 egg retrievals; medications extra.
- Fertility Center, LLCMoney back if treatment fails
80% of the program fee back if no live birth; covers up to 3 egg retrievals; enrollment up to age 39; medications extra.
From our check of every US clinic's refund programs, read Oct 6, 2026. Each program covers a different number of cycles, refund and exclusions, so its price is listed beside its own terms and never averaged. Ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.
Does insurance cover IVF in Chattanooga, TN?
What Tennessee law requires of health plans, and why your employer's plan type matters as much.
No state law requires it: RESOLVE, the national infertility association, lists no Tennessee law requiring insurers to cover IVF, infertility treatment or fertility preservation.
Tennessee's full answer, with fertility preservationState insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. How to check your own plan.
Source: RESOLVE Insurance Coverage by State · as of Oct 1, 2026
Services at Chattanooga-area clinics
Of the 2 CDC-reporting clinics in the Chattanooga area, 2 offer donor egg services, 2 offer a gestational carrier (surrogacy) program, and 2 offer donated embryo services. 2 are members of SART, the Society for Assisted Reproductive Technology. Each figure counts only clinics the CDC affirms offer the service.
Source: CDC ART Services & Profiles (NASS) · as of Oct 6, 2026
Published IVF prices in the Chattanooga area
The 2 of 2 Chattanooga-area clinic locations we checked that post an IVF price on their own website, each with the terms and source it was read from.
Listed alphabetically. Read each amount together with its terms, including any range, eligibility limits, source date and location restrictions. These different packages do not support a like-for-like median or a cheapest-clinic ranking.
- Fertility Center, LLC
Chattanooga, TN
Amount in source
$10,900Recorded terms and exclusions
Published starting price for IVF packages: $10,900. The clinic states this includes all treatment procedures, ultrasounds and labs, micromanipulation, cryopreservation, anesthesia, and facility fees. Medication costs are additional. This is a starting price rather than a guaranteed fixed quote; the clinic also separately describes its standard IVF package as under $15,000, excluding medications and diagnostic testing. The clinic performs IVF at its Chattanooga location (7407 Ziegler Road, Chattanooga, TN).
Read clinic pricing sourceSource checked - Tennessee Reproductive Medicine
Chattanooga, TN
Amount in source
$20,000Recorded terms and exclusions
Tennessee Reproductive Medicine publishes an average Standard IVF cost of $20,000 for one cycle. The clinic states this includes treatment, anesthesia, and medications, but excludes diagnostic testing; costs vary by the individual treatment plan and medication requirements. This is a Chattanooga, Tennessee clinic page and is presented as an average, not a guaranteed quote.
Read clinic pricing sourceSource checked