Metro area

Fertility clinics in Nashville, TN

The 2 fertility clinics in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area that report to the CDC, compared by IVF live-birth rate at every patient age, with what IVF costs here and what Tennessee law requires insurance to cover.

Updated monthly · checked 11 h ago
2clinics reporting
56.9%best under-35 rate

2 fertility clinics in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area report IVF outcomes to the CDC ART program. The highest reported live-birth rate per intended egg retrieval is 56.9% for patients under 35 (Tennessee Fertility Institute), 37.5% for 35 to 37 (Nashville Fertility Center), 25.6% for 38 to 40 (Tennessee Fertility Institute) and 13.8% for over 40 (Nashville Fertility Center). These are CDC averages that depend heavily on age and diagnosis, not a guarantee for any individual, and a higher rate can reflect a clinic's case mix as much as its lab.

Compare

Every Nashville-area clinic, at every age

Each clinic's CDC live-birth rate per intended egg retrieval in each age band, so you can read the column for your age. Ranked by reported cycle volume; the highest rate in each column is highlighted. A dash means the CDC reported no rate for that clinic at that age.

Rates and cycle counts come from the CDC ART program (2022 reporting year), the national reporting every US clinic is required to submit. The area is the Census Bureau's Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan statistical area; a clinic belongs to it by the ZIP code of its address.

How to read IVF success rates by age
What it costs

How much does IVF cost in Nashville, TN?

What one IVF cycle costs, here and nationally. The 2 clinic-published prices in the Nashville area are listed below the insurance section, each with its own terms and source.

We found clinic-published IVF price references at 2 of the 2 Nashville-area clinic locations we have checked so far. Each amount covers a different service (a retrieval-only fee, a bundled cycle, or the low end of a range), so read the terms beside it rather than averaging them. Nationally, a single all-in IVF cycle typically runs $25,000 to $32,000, and because the average patient needs 2.3 to 2.7 cycles, a realistic amount to budget is $40,000 to $60,000.

Every published price in the Nashville area, with its terms
Refund programs

IVF refund programs in Nashville, TN

Which Nashville-area clinics return money if treatment fails, which sell multi-cycle packages, and which offer neither, as each clinic's own website states it.

Of the 2 Nashville-area clinics whose websites we read on October 6, 2026, 1 offers a program that returns money if treatment fails. Nashville Fertility Center offers Fertility Access IVF Refund Program: 2 retrievals, with 50% of the program fee back if no live birth. The other clinic offers none of these. Ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.

No refund program or multi-cycle package on its website: Tennessee Fertility Institute.

From our check of every US clinic's refund programs, read Oct 6, 2026. Each program covers a different number of cycles, refund and exclusions, so its price is listed beside its own terms and never averaged. Ask for the written contract: what counts as success, how much comes back, and which medications and procedures are excluded.

Insurance

Does insurance cover IVF in Nashville, TN?

What Tennessee law requires of health plans, and why your employer's plan type matters as much.

TennesseeNo state law

No state law requires it: RESOLVE, the national infertility association, lists no Tennessee law requiring insurers to cover IVF, infertility treatment or fertility preservation.

Tennessee's full answer, with fertility preservation

State insurance laws reach only fully-insured plans, and 67% of covered US workers are in self-funded employer plans, which set their own fertility benefits whatever the state requires. About 50% of employers with 500 or more workers now cover IVF. How to check your own plan.

Source: RESOLVE Insurance Coverage by State · as of Oct 1, 2026

Services at Nashville-area clinics

Of the 2 CDC-reporting clinics in the Nashville area, 2 offer donor egg services, 2 offer a gestational carrier (surrogacy) program, and 1 offers donated embryo services. 2 are members of SART, the Society for Assisted Reproductive Technology. Each figure counts only clinics the CDC affirms offer the service.

Source: CDC ART Services & Profiles (NASS) · as of Oct 6, 2026

What it costs

Published IVF prices in the Nashville area

The 2 of 2 Nashville-area clinic locations we checked that post an IVF price on their own website, each with the terms and source it was read from.

Listed alphabetically. Read each amount together with its terms, including any range, eligibility limits, source date and location restrictions. These different packages do not support a like-for-like median or a cheapest-clinic ranking.

  • Amount in source

    $14,240

    Recorded terms and exclusions

    Nashville Fertility Center publishes a flat-rate IVF-cycle range of $14,240 for a fresh embryo transfer to $16,291 for a frozen embryo transfer, plus medication. The $14,240 amount is the applicable published base price for one fresh-transfer IVF cycle with egg retrieval; the $16,291 figure is labeled as a frozen embryo transfer and is not used as the base IVF-cycle price. The published range includes cycle monitoring and management with in-cycle bloodwork and ultrasounds; specialized embryology and andrology laboratory services such as oocyte identification, sperm preparation, conventional insemination, embryo culture, assisted hatching, embryo cryopreservation/freezing, and embryo transfer, when required; the physician for egg retrieval and/or transfer; and surgery-center and anesthesia fees for IVF procedures. It excludes fertility medications, ICSI, embryo biopsy, PGT-A, PGT-M, storage fees, new-patient evaluation, prerequisite testing, IVF nurse education, pregnancy testing, OB ultrasounds, and additional IVF/FET cycles. Estimates are subject to change without notice.

    Read clinic pricing sourceSource checked
  • Amount in source

    $14,500

    Recorded terms and exclusions

    Tennessee Fertility Institute's current Fertility Costs page lists IVF without PGT starting at $14,500 for one cycle. It includes ultrasounds and blood monitoring, egg retrieval, insemination with ICSI, embryo culture, embryo cryopreservation, and one year of embryo storage. Fertility medications are excluded and billed separately. The same page lists IVF with PGT starting at $20,500; PGT is an additional package and should not be treated as the base-cycle price. TFI's August 12, 2026 official blog confirms these $14,500 and $20,500 figures. An official insurance page displays an older conflicting amount of $12,950 without PGT-A and $19,450 with PGT-A; the current Fertility Costs page and dated August 12, 2026 blog support $14,500 as the current published base price. The pricing page applies to TFI's Tennessee locations, including Franklin.

    Read clinic pricing sourceSource checked
Every published IVF price in the US
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Success rates are CDC population averages that vary by age, diagnosis, egg source, and clinic, and are not a guarantee of any personal outcome. Informational only, not medical advice. Success rates vary by individual; confirm with a clinician.